资阳《关于优化住房公积金有关政策的通知》政策解读
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.jiuquhe.com/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section class="empty_paragraph" style="text-align: center; margin-bottom: 16px;"><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.jiuquhe.com/backend/20260502213346_11_FuN5Z03LLDU0MMpxtW7VviZuxO2n.png?watermark/1/image/aHR0cDovL3BpYy5hcHAuaml1cXVoZS5jb20vd2F0ZXJfaW1nXzIwMjAxMjA3XzQzOC5qcGc=/dissolve/100/gravity/SouthWest" alt="" width="720" height="2746" data-qf-thumb="https://pic.app.jiuquhe.com/backend/20260502213346_11_FuN5Z03LLDU0MMpxtW7VviZuxO2n.png?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpYy5hcHAuaml1cXVoZS5jb20vd2F0ZXJfaW1nXzIwMjAxMjA3XzQzOC5qcGc=/dissolve/100/gravity/SouthWest" data-qf-origin="backend/20260502213346_11_FuN5Z03LLDU0MMpxtW7VviZuxO2n.png?watermark/1/image/aHR0cDovL3BpYy5hcHAuaml1cXVoZS5jb20vd2F0ZXJfaW1nXzIwMjAxMjA3XzQzOC5qcGc=/dissolve/100/gravity/SouthWest" data-qf-thumb-origin="backend/20260502213346_11_FuN5Z03LLDU0MMpxtW7VviZuxO2n.png?imageView2/2/w/1080|watermark/1/image/aHR0cDovL3BpYy5hcHAuaml1cXVoZS5jb20vd2F0ZXJfaW1nXzIwMjAxMjA3XzQzOC5qcGc=/dissolve/100/gravity/SouthWest" /></p></section><section style="padding: 10px; background-color: #f2f7ff; box-sizing: border-box;"><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>0</strong><strong title="">1</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>阶段性取消贷款次数限制</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="text-align: justify; text-indent: 0em; margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="color: #30619e; font-size: 15px;"><strong><span style="font-weight: 400; color: #333333; text-shadow: none; letter-spacing: 1.5px;">（一）政策原文</span></strong></span></p><p style="text-align: justify; text-indent: 2.35714em; margin-bottom: 32px; display: block; margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="font-size: 15px; letter-spacing: 1.5px;">2026年1月1日至2027年2月28日期间，缴存人新购住房申请公积金贷款时，名下无未结清公积金贷款，即可提出申请，不受贷款次数限制。</span></p><p style="text-align: justify; text-indent: 0em; margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="font-size: 15px;"><strong><span style="font-weight: 400; color: #333333; text-shadow: none; letter-spacing: 1.5px;">（二）政策解读</span></strong></span></p><p style="text-align: justify; text-indent: 2.35714em; margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="font-size: 15px; letter-spacing: 1.5px;">取消“缴存人及配偶公积金贷款使用次数不得超过2次”的限制，<strong><span style="font-size: 15px; letter-spacing: 1.5px; color: #30619e;"><span style="font-size: 15px; letter-spacing: 1.5px;">只要缴存人及配偶名下无未结清公积金贷款，即可申请使用公积金贷款</span>，</span></strong>有助于充分满足改善性住房需求。<span style="font-size: 15px; letter-spacing: 1.5px; color: #30619e;"><strong><span style="font-size: 15px; letter-spacing: 1.5px;">本条政策为阶段性政策，执行时间自2026年1月1日起至2027年2月28日止</span>，</strong></span>购买自住住房的备案时间、申请商业性贷款转公积金贷款的受理时间在此时间段，按新政策执行。</span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section><section><p> </p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>02</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>优化首套房认定</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="text-align: justify; text-indent: 0em; margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="background-color: transparent; caret-color: red; font-size: 15px; letter-spacing: 1.5px;">（一）政策原文</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px; line-height: 2; text-indent: 2.35714em; margin-bottom: 32px; display: block;"><span style="font-size: 15px; letter-spacing: 1.5px;">缴存人新购住房申请公积金贷款时，名下无未结清公积金贷款，即可享受首套房贷款利率。</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="font-size: 15px; letter-spacing: 1.5px;">（二）政策解读</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px; line-height: 2; text-indent: 2.35714em;"><span style="color: #30619e;"><strong><span style="font-size: 15px; letter-spacing: 1.5px;">只要缴存人及配偶名下无未结清公积金贷款，购买自住住房或者申请商业性贷款转公积金贷款，均执行首套房公积金贷款利率，</span></strong></span><span style="font-size: 15px; letter-spacing: 1.5px;">将切实减轻房贷偿还压力。目前，贷款期限在5年（含）以下，首套房贷款利率2.1%，较二套房低0.425个百分点；贷款期限在5年以上，首套房贷款利率2.6%，较二套房低0.475个百分点。</span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section><section><p> </p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>03</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>提高贷款额度</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="font-size: 15px; letter-spacing: 1.5px;">（一）政策原文</span></p><p style="margin-left: 5px; margin-right: 5px; text-indent: 2.35714em; line-height: 2; margin-bottom: 32px; display: block;"><span style="color: #30619e;"><strong><span style="font-size: 15px; letter-spacing: 1.5px;">单缴存人最高贷款额度提高至80万元，双缴存人最高贷款额度提高至120万元。</span></strong></span><span style="font-size: 15px; letter-spacing: 1.5px;">通过现房交易或因房屋征收拆迁购买新建商品住房的，最高贷款额度对应上浮<span style="font-size: 15px; letter-spacing: 1.5px; color: #30619e;"><strong>20%</strong></span>。多子女家庭购买住房，最高贷款额度对应上浮<span style="font-size: 15px; letter-spacing: 1.5px; color: #30619e;"><strong>50%</strong></span>；高层次人才购买住房，不区分单缴存人或双缴存人，最高贷款额度上浮<span style="font-size: 15px; letter-spacing: 1.5px; color: #30619e;"><strong>100%</strong></span>。</span></p><p style="margin-left: 5px; margin-right: 5px; line-height: 2;"><span style="font-size: 15px; letter-spacing: 1.5px;">（二）政策解读</span></p><p style="margin-left: 5px; margin-right: 5px; line-height: 2; text-indent: 2.35714em; margin-bottom: 15px; display: block;"><span style="font-size: 15px; letter-spacing: 1.5px;">全面上调各类购房家庭公积金贷款最高额度，将显著增强贷款保障能力，有效降低购房资金筹集压力，充分满足各类购房家庭多元化住房消费需求。</span></p><p style="margin-left: 5px; margin-right: 5px; line-height: 2; text-indent: 0em;"><span style="font-size: 15px; letter-spacing: 1.5px;"><img class="rich_pages wxw-img" style="vertical-align: baseline;" src="https://pic.app.jiuquhe.com/20260502/17777287936606448025.jpeg" alt="QQ截图20260429114004.jpg" /></span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section><section><p> </p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>04</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>优化灵活就业人员贷款条件</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="text-align: justify; text-indent: 0em; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px;"><span style="background-color: transparent; caret-color: red;">（一）政策原文</span></span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px; text-indent: 2.35714em; margin-bottom: 32px; display: block;"><span style="font-size: 15px;">灵活就业人员申请公积金贷款时，取消需连续缴存满6个月的时间限制，个人公积金账户余额不少于6个月的缴存金额，并符合其他公积金贷款条件，即可申请公积金贷款。</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px;">（二）政策解读</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px; text-indent: 2.35714em;"><span style="font-size: 15px;">取消灵活就业人员必须连续缴存满6个月才能申请贷款的限制，<span style="font-size: 15px; color: #30619e;"><strong>只要个人公积金账户余额不少于6个月的缴存金额，并符合其他公积金贷款条件，即可申请公积金贷款购买自住住房或者将商业性贷款转公积金贷款，</strong></span>有助于灵活就业人员更加方便快捷享受公积金低息贷款政策红利。</span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section><section><p> </p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>05</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>支持购买新建车位提取</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="text-align: justify; line-height: 2; text-indent: 0em; margin-left: 5px; margin-right: 5px;"><span style="background-color: transparent; caret-color: red; font-size: 15px;">（一）政策原文</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px; margin-bottom: 32px; display: block; text-indent: 2.35714em;"><span style="font-size: 15px;">缴存人购买新建商品住房后，<span style="font-size: 15px; color: #30619e;"><strong>如购买该套住房同一项目新建车位的，可自车位买卖合同备案登记之日起两年内，一次性申请提取本人及配偶公积金。</strong></span>提取金额按所购车位网签备案合同载明的成交价格确定，每个车位提取总额最高不超过10万元。</span></p><p style="text-align: justify; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px;">（二）政策解读</span></p><p style="margin-left: 5px; margin-right: 5px; text-indent: 2.35714em;"><span style="font-size: 15px;">进一步扩大公积金提取范围，新增支持提取公积金用于购买新建车位，直接减轻购置车位资金压力，推动公积金使用场景更加贴近居住配套需求，切实提升购房家庭资金周转灵活性。</span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section><section><p> </p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>06</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>加大重疾提取支持力度</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="text-align: justify; text-indent: 0em; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="background-color: transparent; caret-color: red; font-size: 15px; letter-spacing: 1.5px;">（一）政策原文</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; margin-bottom: 32px; display: block; text-indent: 2.35714em;"><span style="font-size: 15px; letter-spacing: 1.5px;">缴存人本人及配偶或缴存人本人的直系亲属（父母、子女）发生重大疾病的，自该次住院治疗办理出院结账手续之日起一年内，可按照医疗保险结算单上总费用金额申请提取公积金，提取频次不受限制。</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">（二）政策解读</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; margin-bottom: 32px; display: block; text-indent: 2.35714em;"><span style="font-size: 15px; letter-spacing: 1.5px;">将重大疾病的公积金<span style="flex-direction: column; z-index: 1; box-sizing: border-box; transform: translate(-5px, -5px); background-color: transparent; text-shadow: none; text-align: justify; line-height: 2; text-indent: 2.35714em; color: #30619e; font-weight: bold; font-size: 15px; letter-spacing: 1.5px;">提取时限从6个月延长至1年，</span><span style="font-size: 15px; letter-spacing: 1.5px; color: #30619e;"><strong><span style="font-size: 15px; letter-spacing: 1.5px;">提取额度</span>从不超过医保报销后自付费用金额提高<span style="font-size: 15px; letter-spacing: 1.5px;">为医疗保险结算单上的总费用金额，提取频次</span>从每年最多2次优化为<span style="font-size: 15px; letter-spacing: 1.5px;">年内不受频次限制，</span></strong></span>有助于缓解缴存人家庭重大疾病医疗费用支付压力。</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.35714em;"><span style="font-size: 15px; letter-spacing: 1.5px;">依据《资阳市总工会关于进一步加强职工互助保障工作的通知》（资工发〔2024〕3号），重大疾病范围包括30类：</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">1.急性心肌梗塞</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">2.冠状动脉搭桥术（或称冠状动脉旁路移植术）</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">3.恶性肿瘤</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">4.终末期肾病（或称慢性肾功能衰竭尿毒症期）</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">5.重大器官移植术或造血干细胞移植术</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">6.白血病</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">7.良性脑肿瘤</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">8.严重Ⅲ度烧、烫伤</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">9.瘫痪</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">10.多个肢体缺失</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">11.严重运动神经元病</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">12.双目失明</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">13.语言能力丧失</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">14.重症帕金森病</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">15.严重阿尔茨海默病</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">16.心脏瓣膜移植术</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">17.系统性红斑狼疮</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">18.急性或亚急性重症肝炎</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">19.慢性肝功能衰竭失代偿期</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">20.严重重症肌无力</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">21.严重多发性硬化症</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">22.深度昏迷</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">23.双耳失聪</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">24.严重原发性肺动脉高压</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">25.脑炎后遗症或脑膜炎后遗症</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">26.脑中风后遗症</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">27.严重脑损伤</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">28.重型再生障碍性贫血</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">29.主动脉手术</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px;"><span style="font-size: 15px; letter-spacing: 1.5px;">30.系统性硬化病（硬皮病）</span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section><section><p> </p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="display: flex; align-items: center;"><section style="flex-shrink: 0;"><section style="background-color: #f79646; display: flex; align-items: center; -webkit-clip-path: polygon(10px 0,100% 0,100% 100%,10px 100%,0 50%); padding-left: 7px; box-sizing: border-box;"><section style="width: 3px; height: 3px; border-radius: 100%; background-color: #ffffff; box-sizing: border-box;"></section><section style="font-size: 16px; letter-spacing: 1.5px; color: #ffffff; padding: 0px 5px 0px 12px; box-sizing: border-box;"><strong>07</strong></section></section></section><section style="display: flex; flex-direction: column; margin-left: -30px;"><section style="width: 0px; height: 1px; border-bottom: 10px solid transparent; border-right: 10px solid #f79646; margin-left: auto; margin-bottom: -10px; z-index: 3; box-sizing: border-box;"></section><section style="background-color: #30619e; padding: 8px 15px 8px 40px; box-sizing: border-box;"><section style="font-size: 16px; color: #ffffff; text-align: center;"><span style="letter-spacing: 1px;"><strong>温馨提示及咨询电话</strong></span></section></section></section></section></section></section><section><section style="margin: 10px auto; display: flex; flex-direction: column;"><section style="background-color: #ffffff; margin: 5px 0 0 5px; z-index: 1;"><section style="border: 1px solid #30619e; padding: 30px 12px; box-sizing: border-box; transform: translate(-5px, -5px); -webkit-transform: translate(-5px, -5px); -moz-transform: translate(-5px, -5px); -o-transform: translate(-5px, -5px);"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #44342b; background-color: transparent;"><section style="line-height: 2em; text-align: justify; color: #333333; text-shadow: none; letter-spacing: 1.5px; font-size: 14px;"><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em; margin-bottom: 32px; display: block;"><span style="font-size: 15px; letter-spacing: 1px;">本次优化后的政策，自2026年1月1日起执行。购买自住住房的备案时间、申请商业性贷款转公积金贷款的受理时间、购买新建车位的备案时间、重大疾病的出院结账时间，在2026年1月1日（含）后的，按新政策执行。</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">资阳市民服务中心窗口 </span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em; margin-bottom: 15px; display: block;"><span style="font-size: 15px; letter-spacing: 1px;">028-26111463</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">雁江区政务服务中心窗口 </span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em; margin-bottom: 15px; display: block;"><span style="font-size: 15px; letter-spacing: 1px;">028-26920095 </span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">高新区政务服务中心窗口 </span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em; margin-bottom: 15px; display: block;"><span style="font-size: 15px; letter-spacing: 1px;">028-26379951</span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">安岳管理部 </span></p><p style="text-align: justify; line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em; margin-bottom: 15px; display: block;"><span style="font-size: 15px; letter-spacing: 1px;">028-24522421 </span></p><p style="line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">乐至管理部 </span></p><p style="line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">028-23330426</span></p><p style="line-height: 2; margin-left: 5px; margin-right: 5px; text-indent: 2.28571em;"><span style="font-size: 15px; letter-spacing: 1px;">来源：资阳市住房公积金管理中心</span></p></section></section></section></section><section style="display: flex; justify-content: flex-end; z-index: 3; transform: rotateZ(0deg); -webkit-transform: rotateZ(0deg); -moz-transform: rotateZ(0deg); -o-transform: rotateZ(0deg);"><section style="margin-right: 20px;"><section style="width: 100%; height: 1px; background-color: #ffffff; margin-top: -6px; max-width: 100% !important; box-sizing: border-box;"></section><section style="display: flex; align-items: center; margin-top: -6px; padding: 0 3px; box-sizing: border-box;"><section style="width: 8px; height: 10px; background-color: #f79646; margin-left: 4px; box-sizing: border-box; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"></section></section></section></section></section></section></section><section class="mp_profile_iframe_wrp"></section><p style="display: none;"> </p> <!----></div> 缓解家里得了重疾的人的压力越灵活越便民
这些政策不错啊
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