诈骗又出新花样，不仅能理赔，而且能开店？
<div class="wx_rich_media_content" id="jsWxContainer"><section style="color: rgb(51, 51, 51); font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; text-align: justify;"><section style="font-size: 16px; outline: 0px; letter-spacing: 0.544px;"><section style="margin: 10px auto; outline: 0px; text-align: center;"><section style="outline: 0px; display: inline-block;"><section style="outline: 0px; display: flex; justify-content: center; align-items: center;"><section style="margin-top: 3px; outline: 0px; width: 50px; align-self: flex-end;"><span class="wxart_image" wx-style="display:inline-block;margin: 0px;padding: 0px;max-width: 100%;vertical-align: bottom;outline: 0px;display: block;width: 40px;visibility: visible !important;height: auto !important;"></span></section><section style="outline: 0px; display: inline-block;"><section data-width="100%" style="outline: 0px; width: 207.984px; height: 1px; background-color: rgb(154, 177, 253); overflow: hidden;"><br></section></section></section></section></section></section></section><section data-support="96编辑器" data-style-id="37182"><section><section><section><section data-support="96编辑器" data-style-id="33666"><section style="margin-top: 40px; margin-bottom: 24px; text-align: center;"><section style="display:inline-block;background-color:#205792;padding:2px;border-radius:5px;"><section style="border-width: 1px;border-style: dashed;border-color: rgb(255, 255, 255);padding: 3px 15px;letter-spacing: 2px;color: rgb(254, 254, 254);font-size: 16px;border-radius: 5px;"><p><strong>客服主动理赔，还多给了2万9？</strong></p></section></section></section></section></section></section></section></section><section><section style="text-align: justify;letter-spacing: 2px;line-height: 1.75em;text-indent: 0em;margin-bottom: 16px;margin-top: 16px;"><span style="font-size: 16px;"><span class="wxart_image" wx-style="display:inline-block;height: auto !important;"></span><br></span></section><section style="text-align: justify;text-indent: 2em;letter-spacing: 2px;line-height: 1.75em;margin-bottom: 16px;"><span style="font-size: 16px;">2022年3月，甘孜州雅江县李女士（化名）在某平台购物之后，接到“客服”来电，</span><strong><span style="font-size: 16px;">称其购买的产品被其他客户投诉质量不合格，要求李女士立即停止使用该产品，并愿意赔偿300元补偿损失。</span></strong><span style="font-size: 16px;">李女士便按照对方指示下载了某视频会议APP，并在另一名“<span style="color: rgb(51, 51, 51); font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px;">客服</span>”的指导下完成了“理赔”，随后收到了银行短信，提示<span style="color: rgb(51, 51, 51); font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px;">李女士的银行卡入账29300元。</span></span></section><section style="text-align: justify; text-indent: 2em; letter-spacing: 2px; line-height: 1.75em;"><span style="font-size: 16px;">很快，对方来电称自己在操作转款时不小心多转了29000元，请李女士将多转的钱退回。李女士心想银行都发了进账通知，钱肯定已经到了自己的账户，便按照对方提供的账号</span><strong><span style="font-size: 16px;">先后转账3次，金额分别为9980元、9980元、5000元，累计转款24960元。</span></strong><span style="font-size: 16px;">等李女士查看自己账户余额后，才发现对方转账的29300并未到账，意识到自己被骗了，随即到公安机关报案。</span></section><p style="text-align: justify;letter-spacing: 2px;line-height: 1.75em;text-indent: 0em;margin-top: 16px;margin-bottom: 32px;"><span style="font-size: 16px;"><span class="wxart_image" wx-style="display:inline-block;margin: 0px;padding: 0px;max-width: 100%;vertical-align: bottom;color: rgb(51, 51, 51);font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;font-size: 17px;font-style: normal;font-variant-ligatures: normal;font-variant-caps: normal;font-weight: 400;letter-spacing: 2px;orphans: 2;text-align: justify;text-indent: 0px;text-transform: none;white-space: normal;widows: 2;word-spacing: 0px;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;height: auto !important;"></span></span></p></section><section data-support="96编辑器" data-style-id="37182"><section style="text-align: center;"><section style="display:inline-block;"><section style="display:flex;justify-content: center;align-items: center;"><section><section data-support="96编辑器" data-style-id="33666"><section style="margin-top: 10px; margin-bottom: 10px;"><section style="display:inline-block;background-color:#205792;padding:2px;border-radius:5px;"><section style="border-width: 1px;border-style: dashed;border-color: rgb(255, 255, 255);padding: 3px 15px;letter-spacing: 2px;color: rgb(254, 254, 254);font-size: 16px;border-radius: 5px;"><p style="line-height: 1.6;"><strong>成为微商店主，需交管理费2千？</strong></p></section></section></section></section></section></section></section></section></section><section style="letter-spacing: 2px;line-height: 1.75em;text-align: justify;text-indent: 0em;margin-bottom: 16px;margin-top: 16px;"><span style="font-size: 16px;"><span class="wxart_image" wx-style="display:inline-block;height: auto !important;"></span><br></span></section><p style="letter-spacing: 2px;line-height: 1.75em;text-align: justify;text-indent: 2em;"><span style="font-size: 16px;">2022年3月28日，甘孜州雅江县张女士（化名）接到“<span style="color: rgb(51, 51, 51); font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px;">某电商</span>”的电话，</span><strong><span style="font-size: 16px;">称其去年在店内购买过一件衣服，当时工作人员在受理张女士的订单时，由于操作失误，不小心将张女士设成了微商店主，且从当月起每月需交500元管理费，截至目前共需缴纳管理费2000元。</span></strong><span style="font-size: 16px;">张女士一听慌了神，忙问有什么办法可以取消微商店主免交管理费。却被对方告知，他们单方面无法取消，需转接银行客服进行操作。</span></p><p style="letter-spacing: 2px;line-height: 1.75em;text-align: justify;text-indent: 0em;margin-top: 16px;margin-bottom: 16px;"><span class="wxart_image" wx-style="display:inline-block;height: auto !important;"></span><br></p><section style="letter-spacing: 2px;line-height: 1.75em;text-align: justify;text-indent: 2em;margin-bottom: 24px;"><span style="font-size: 16px;">随后电话被转接至一名“<span style="color: rgb(51, 51, 51); font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px;">银行客服</span>”，对方以张女士信用度不够需转账提升信用，并且将全额退款为由，诱导</span><strong><span style="font-size: 16px;">张女士先后2次向指定账户转账共计46700元</span></strong><strong><span style="font-size: 16px;">。</span></strong><span style="font-size: 16px;">张女士转账后联系不上对方，才发现上当被骗，遂到公安机关报案。</span></section><p style="text-align: center; letter-spacing: 2px; line-height: 1.75em;"><span style="font-size: 18px;"><strong><span style="color: rgb(0, 122, 170);">以上2起被骗案例</span></strong></span></p><section style="text-align: center; letter-spacing: 2px; line-height: 1.75em; margin-bottom: 24px;"><span style="font-size: 18px;"><strong><span style="color: rgb(0, 122, 170);">都是冒充客服</span></strong></span><strong style="font-size: 18px;"><span style="color: rgb(0, 122, 170);">的诈骗方式</span></strong></section><section data-support="96编辑器" data-style-id="38392"><section style="margin-top: 10px; margin-bottom: 10px;"><section style="display:inline-block;"><section style="display: flex;justify-content:center;align-items:flex-end;"><section style="width:40px;height:40px;background-color:#ffac3f;border-radius:12px 12px 0px 12px;color:#fff;font-size:17px;line-height:40px;text-align:center;transform: rotateZ(0deg);-webkit-transform: rotateZ(0deg);-moz-transform: rotateZ(0deg);-ms-transform: rotateZ(0deg);-o-transform: rotateZ(0deg);"><p><strong data-form="0" data-num="1">01</strong></p></section><section style="border-right: 4px solid rgb(205, 228, 246);border-radius: 0px 14px 0px 0px;margin-left: -5px;box-sizing: border-box;"><section style="border-right: 4px solid rgb(158, 202, 239);border-radius: 0px 14px 0px 0px;box-sizing: border-box;"><section style="background-color: rgb(117, 179, 232);border-radius: 0px 12px 0px 0px;padding: 4px 20px;color: rgb(254, 254, 254);font-size: 17px;letter-spacing: 2px;box-sizing: border-box;"><p>冒充客服退款类诈骗</p></section></section></section></section></section><section style="border-color: rgb(117, 179, 232);border-style: solid;border-width: 1px;padding: 26px 15px 20px 10px;margin-top: -12px;box-sizing: border-box;"><section style="display: flex;justify-content:flex-start;align-items:flex-start;"><section style="width: 98%; margin-left: 5px; color: rgb(50, 50, 50); letter-spacing: 2px; line-height: 1.75em; text-align: justify; transform: rotateZ(0deg);" data-width="98%"><p><span style="font-size: 15px;"><strong>诈骗分子自称电商客服与受害人联系，以商品有质量问题、缺货、运输途中丢失为由，主动提出退款进而实施诈骗，或以工作人员操作不当，多转资金退款为由实施诈骗。以下为诈骗步骤：</strong></span></p><section data-support="96编辑器" data-style-id="32618"><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="display: flex;align-items:flex-start;"><section style="width: 8px;height: 8px;background-color: rgb(32, 87, 146);border-radius: 50%;margin-top: 8px;box-sizing: border-box;"><br></section><section style="width:98%;margin-left:6px;" data-width="98%"><section style="color: rgb(0, 0, 0); line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p><span style="font-size: 15px;"><strong>主动联系：</strong>诈骗分子通过非法途径，获取购物网站的买家信息，冒充“购物客服”联系买家。</span></p></section></section></section></section></section><section data-support="96编辑器" data-style-id="32618"><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="display: flex;align-items:flex-start;"><section style="width: 8px;height: 8px;background-color: rgb(32, 87, 146);border-radius: 50%;margin-top: 8px;box-sizing: border-box;"><br></section><section style="width:98%;margin-left:6px;" data-width="98%"><section style="color: rgb(0, 0, 0); line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p><span style="font-size: 15px;"><strong>陈述理由：</strong>称买家购买商品有质量问题，主动对买家进行理赔。</span></p></section></section></section></section></section><section data-support="96编辑器" data-style-id="32618"><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="display: flex;align-items:flex-start;"><section style="width: 8px;height: 8px;background-color: rgb(32, 87, 146);border-radius: 50%;margin-top: 8px;box-sizing: border-box;"><br></section><section style="width:98%;margin-left:6px;" data-width="98%"><section style="color: rgb(0, 0, 0); line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p><span style="font-size: 15px;"><strong>主动理赔：</strong>诈骗分子指导受害者下载“某某会议”等类似的APP，并利用这些APP的内部聊天方式进行理赔。</span></p></section></section></section></section></section><section data-support="96编辑器" data-style-id="32618"><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="display: flex;align-items:flex-start;"><section style="width: 8px;height: 8px;background-color: rgb(32, 87, 146);border-radius: 50%;margin-top: 8px;box-sizing: border-box;"><br></section><section style="width:98%;margin-left:6px;" data-width="98%"><section style="color: rgb(0, 0, 0); line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p><span style="font-size: 15px;"><strong>支付出错：</strong>诈骗分子陈述在退赔过程中操作失误，导致多转了一笔钱到买家账号，此时受害者刚好收到“银行”的到账通知。</span></p></section></section></section></section></section><section data-support="96编辑器" data-style-id="32618"><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="display: flex;align-items:flex-start;"><section style="width: 8px;height: 8px;background-color: rgb(32, 87, 146);border-radius: 50%;margin-top: 8px;box-sizing: border-box;"><br></section><section style="width:98%;margin-left:6px;" data-width="98%"><section style="color: rgb(0, 0, 0); line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p><span style="font-size: 15px;"><strong>骗取钱财：</strong>受害者心想既然收到了“银行”的到账通知，便深信不疑，按照诈骗分子的指示进行资金返还，当受害者将卡内大量资金转出后，完成诈骗。</span></p></section></section></section></section></section></section></section></section><section style="border-style: solid;border-width: 6px;border-color: transparent rgb(117, 179, 232) rgb(117, 179, 232) transparent;width: 0px;height: 0px;margin-left: auto;margin-top: -16px;margin-right: 3px;box-sizing: border-box;"><br></section></section></section><section style="line-height: 38px;text-indent: 0em;margin-bottom: 24px;"><span class="wxart_image" wx-style="display:inline-block;height: auto !important;"></span></section><section data-support="96编辑器" data-style-id="38392"><section style="margin-top: 10px; margin-bottom: 10px;"><section style="display:inline-block;"><section style="display: flex;justify-content:center;align-items:flex-end;"><section style="width: 40px;height: 40px;background-color: #ffac3f;border-radius: 12px 12px 0px;color: #ffffff;line-height: 40px;text-align: center;transform: rotateZ(0deg);-webkit-transform: rotateZ(0deg);-moz-transform: rotateZ(0deg);-ms-transform: rotateZ(0deg);-o-transform: rotateZ(0deg);"><p><strong data-form="0" data-num="1">02</strong></p></section><section style="border-right: 4px solid rgb(205, 228, 246);border-radius: 0px 14px 0px 0px;margin-left: -5px;box-sizing: border-box;"><section style="border-right: 4px solid rgb(158, 202, 239);border-radius: 0px 14px 0px 0px;box-sizing: border-box;"><section style="background-color: rgb(117, 179, 232);border-radius: 0px 12px 0px 0px;padding: 4px 20px;color: rgb(254, 254, 254);letter-spacing: 2px;box-sizing: border-box;"><p>冒充客服注销网店类诈骗</p></section></section></section></section></section><section style="border-color: rgb(117, 179, 232);border-style: solid;border-width: 1px;padding: 26px 15px 20px 10px;margin-top: -12px;box-sizing: border-box;"><section style="display: flex;justify-content:flex-start;align-items:flex-start;"><section style="width: 98%; margin-left: 5px; color: rgb(50, 50, 50); letter-spacing: 2px; line-height: 1.75em; text-align: justify; transform: rotateZ(0deg);" data-width="98%"><p><span style="font-size: 15px;"><strong>诈骗分子自称电商客服与受害人联系，称购物时误将受害人设为微商店主，需交管理费为由，主动提出取消从而实施诈骗。以下为诈骗图示：</strong></span></p><p style="margin-top: 5px;"><strong><span class="wxart_image" wx-style="display:inline-block;height: auto !important;"></span><br></strong></p><p><strong><span class="wxart_image" wx-style="display:inline-block;height: auto !important;"></span><br></strong></p></section></section></section><section style="border-style: solid;border-width: 6px;border-color: transparent rgb(117, 179, 232) rgb(117, 179, 232) transparent;width: 0px;height: 0px;margin-left: auto;margin-top: -16px;margin-right: 3px;box-sizing: border-box;"><br></section></section></section><section style="text-align: center;margin-top: 48px;"><section style="display: inline-block; background-color: rgb(61, 119, 168); border-radius: 5px; box-sizing: border-box;"><section style="padding: 2px 13px;letter-spacing: 2px;color: rgb(254, 254, 254);font-size: 16px;box-sizing: border-box;"><p><strong>警方提示</strong></p></section></section></section><section><section data-support="96编辑器" data-style-id="32638"><section style="margin-top: 10px; margin-bottom: 10px; text-align: center;"><section style="border-color: rgb(32, 87, 146);border-style: solid;border-width: 1px;padding: 3px;box-sizing: border-box;"><section style="background-color: rgb(235, 244, 250);padding: 4px;box-sizing: border-box;"><section style="display: flex;justify-content: space-between;"><section style="width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: #205792 transparent transparent #205792;box-sizing: border-box;"><br></section><section style="width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: #205792 #205792 transparent transparent;box-sizing: border-box;"><br></section></section><section style="padding-right: 10px; padding-left: 10px; box-sizing: border-box;"><section style="color: rgb(0, 0, 0); letter-spacing: 2px; line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p style="text-indent: 2em;text-align: justify;margin-bottom: 8px;line-height: 1.75em;"><span style="font-size: 15px;">1.提高自身防范意识。如有客服电话咨询售后退款理赔相关问题，请务必提高警惕，第一时间登录购物官网进行咨询核实，尽量不要通过电话处理售后问题。<br></span></p></section></section><section style="padding-right: 10px; padding-left: 10px; box-sizing: border-box;"><section style="color: rgb(0, 0, 0); letter-spacing: 2px; line-height: 1.75em; text-align: left; transform: rotateZ(0deg);"><p style="text-indent: 2em;text-align: justify;margin-bottom: 8px;line-height: 1.75em;"><span style="font-size: 15px;">2.电商退款理赔都必须通过官网或正规的APP进行，不要轻信网络上的“极速退款”，不要轻易点开或扫描陌生人发来的退款链接、二维码，也不要按照陌生人电话指示输入身份证号、银行卡号、密码、验证码等信息进行理赔操作，更不要直接转账给对方指定账户。</span></p><section style="text-indent: 2em; text-align: justify; line-height: 1.75em;"><span style="font-size: 15px;">3.下载“国家反诈中心”APP，开启“来电预警”“短信预警”“APP自检”功能权限，定期给手机进行APP检测。只有你的手机安全了，手机上的APP安全了，你的钱包才能真正安全。</span></section></section></section><section style="display: flex;justify-content: space-between;"><section style="width: 12px;height: 12px;border-width: 1px;border-style: solid;border-color: transparent transparent #205792 #205792;box-sizing: border-box;"><br></section><section style="width:12px;height:12px;border-width: 1px;border-style: solid;border-color: transparent #205792 #205792 transparent;box-sizing: border-box;"><br></section></section></section></section></section></section><p><br></p></section><section style="font-size: 17px; text-align: justify; outline: currentcolor none 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;"><section style="outline: 0px; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;"><section data-tools="135编辑器" data-id="89428" style="outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); text-align: center;"><section style="outline: 0px; max-width: 100%; box-sizing: border-box; height: 50px;"><section style="margin-right: auto; margin-left: auto; outline: currentcolor none 0px; max-width: 100%; box-sizing: border-box; width: 48px; height: 48px; color: rgb(255, 255, 255); line-height: 48px; display: inline-block;"><p style="clear: both; min-height: 1em; outline: 0px; max-width: 100%; font-weight: bold; box-sizing: border-box !important;">完</p></section><section style="margin-top: -26px; outline: 0px; max-width: 100%; box-sizing: border-box; height: 2px; background-color: rgb(34, 33, 33); overflow: hidden;"><br data-filtered="filtered" style="outline: 0px; max-width: 100%; box-sizing: border-box !important;"></section></section></section><p style="clear: both; min-height: 1em; outline: 0px; max-width: 100%; font-size: 16px; text-align: left; letter-spacing: 0.476px; color: rgb(153, 102, 0); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;"><span style="color: rgb(68, 68, 68); font-family: "Microsoft Yahei", "Helvetica Neue", Helvetica, Arial, "Hiragino Sans GB", "Heiti SC", "WenQuanYi Micro Hei", sans-serif; font-size: 14px;">转载自「熊猫反诈」</span></p></section></section></div><p></p> 提高警惕 唉！要注意到哦 反正我啥都不得信 花样年华呀 骗子手段多样化事事处处多留心 提高警惕 新花样哇 不得相信 防不胜防
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