公积金新政+最高5.1万补贴！资阳2026购房福利双重加码
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.jiuquhe.com/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; background-color: #ffffff; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; color: #3e3e3e; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; margin: 0px 0px unset 0px;"><section style="-webkit-tap-highlight-color: transparent; margin: 10px 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><section style="-webkit-tap-highlight-color: transparent; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; width: 7em; margin: 0px auto unset auto;"></section></section></section><section style="visibility: visible;"><section style="visibility: visible;"><section style="margin: 10px auto; visibility: visible;"><section style="border-left: 1px solid #6daaff; border-right: 1px solid #6daaff; padding: 13px 6px; margin: -8px 6px; box-sizing: border-box; visibility: visible;"><section style="background-color: #f1f7ff; border-radius: 10px; padding: 10px; box-sizing: border-box; visibility: visible;"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background-color: transparent; visibility: visible;"><p style="line-height: 2em; visibility: visible;"><span style="visibility: visible;"><span style="font-size: 16px;">2026年伊始，资阳市房地产市场迎来分量十足“政策包”。《关于优化住房公积金有关政策的通知》与新春住房消费补贴政策联动发力，形成“公积金松绑+真金白银补贴”的合力。这两项阶段性举措精准靶向刚性与改善性需求，从降低门槛到减轻还贷压力，为购房者送上实实在在的开年福利。</span></span></p></section></section></section><section style="width: 100%; height: 1px; border-bottom: 1px solid #6daaff; box-sizing: border-box; max-width: 100% !important; visibility: visible;"><span style="visibility: visible;"> </span></section></section></section></section><section style="visibility: visible;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal; visibility: visible;"> </span></section><section style="visibility: visible;"><section style="margin: 10px auto; display: flex; justify-content: center; visibility: visible;"><section style="visibility: visible;"><section style="display: flex; justify-content: center; align-items: center; visibility: visible;"><section style="flex-shrink: 0; visibility: visible;"><section style="width: 40px; height: 12px; background: linear-gradient(to right, transparent, #59e3d1); box-sizing: border-box; visibility: visible;"><span style="visibility: visible;"> </span></section></section><section style="visibility: visible;"><section style="font-size: 20px; letter-spacing: 1.5px; color: #3ee4cf; padding: 0px 12px; line-height: 1.2em; box-sizing: border-box; visibility: visible;"><strong style="visibility: visible;"><span style="visibility: visible;">0</span></strong><strong style="visibility: visible;" title=""><span style="visibility: visible;">1</span></strong></section></section><section style="flex-shrink: 0; visibility: visible;"><section style="width: 40px; height: 12px; background: linear-gradient(to left, transparent, #59e3d1); box-sizing: border-box; visibility: visible;"><span style="visibility: visible;"> </span></section></section></section><section style="border: 1px solid #0e65d2; padding: 9px 26px; box-sizing: border-box; visibility: visible;"><section style="font-size: 16px; color: #0e65d2; text-align: center; visibility: visible;"><strong style="visibility: visible;"><span style="visibility: visible;"><span style="font-size: 19px;">贷款次数可核减</span></span></strong></section><section style="font-size: 16px; color: #0e65d2; text-align: center; visibility: visible;"><strong style="visibility: visible;"><span style="visibility: visible;"><span style="font-size: 19px;">“以旧换新”无阻碍</span></span></strong></section></section><section style="width: 100%; height: 4px; background-color: #ddeefb; box-sizing: border-box; max-width: 100% !important; visibility: visible;"><span style="visibility: visible;"> </span></section></section></section></section><p style="margin-bottom: 16px; line-height: 2em; visibility: visible;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal; visibility: visible;"><span style="font-size: 16px;">此前，借款人公积金贷款累计次数不超两次的限制，让不少改善型家庭面临“无贷可用”的困境。新政明确，</span><span style="font-size: 16px; color: #021eaa; font-weight: bold;">缴存人家庭出售原公积金贷款房产后，凭不动产中心出具的出售证明，可核减相应贷款次数。</span><span style="font-size: 16px;">更利好的是，</span><span style="font-size: 16px; font-weight: bold;">外市缴存人在资阳购房同样适用这一政策。 </span></span></p><section style="visibility: visible;"><section style="margin: 10px auto; visibility: visible;"><section style="background-color: #f1f9ff; padding: 30px 10px; box-sizing: border-box; visibility: visible;"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background-color: transparent; visibility: visible;"><p style="margin-bottom: 16px; line-height: 2em; visibility: visible;"><span style="visibility: visible;"><span style="font-size: 15px; color: #000000; font-weight: normal;">市民张某的经历极具代表性：他曾两次公积金贷款购房，按原政策已无法再使用公积金贷款。如今他卖掉2009年以公积金贷款的老房，公积金贷款名额即刻“复活”，可再次申请公积金贷款购置新房。</span></span></p><ul class="list-paddingleft-1" style="list-style-type: disc; visibility: visible;"><li style="font-weight: bold; color: #021eaa; visibility: visible;"><p style="margin-bottom: 16px; line-height: 2em; visibility: visible;"><span style="visibility: visible;"><span style="font-size: 15px; color: #021eaa; font-weight: bold;">若他选购140㎡以上的新建商品房，作为普通购房者可获4.7万元补贴；</span></span></p></li><li style="font-weight: bold; color: #021eaa; visibility: visible;"><p style="margin-bottom: 16px; line-height: 2em; visibility: visible;"><span style="visibility: visible;"><span style="font-size: 15px; color: #021eaa; font-weight: bold;">若属于教师、医护、军警、退役军人、农村户籍或二孩及以上家庭等特定人群，补贴最高可达5.1万元。</span></span></p></li><li style="font-weight: bold; color: #021eaa; visibility: visible;"><p style="margin-bottom: 0px; line-height: 2em; visibility: visible;"><span style="visibility: visible;"><span style="font-size: 15px; color: #021eaa; font-weight: bold;">新政与补贴的叠加，让“小换大”“旧换新”的门槛降到了近年来的最低点。</span></span></p></li></ul></section></section><section style="display: flex; align-items: flex-end; margin-top: -10px; visibility: visible;"><section style="width: 100%; height: 6px; background: linear-gradient(to right, transparent, #aed2ff, #87fef1); border-radius: 25px; margin-left: auto; box-sizing: border-box; max-width: 100% !important; visibility: visible;"><span style="visibility: visible;"> </span></section><section style="flex-shrink: 0; padding-left: 3px; box-sizing: border-box; visibility: visible;"><section style="width: 10px; height: 10px; background-color: #6296ff; box-sizing: border-box; visibility: visible;"><span style="visibility: visible;"> </span></section></section></section></section></section><p style="visibility: visible;"><span style="visibility: visible;"> </span></p><section style="visibility: visible;"><section style="visibility: visible;"><section><section style="visibility: visible;"><section style="margin: 10px auto; display: flex; justify-content: center; visibility: visible;"><section style="visibility: visible;"><section style="display: flex; justify-content: center; align-items: center; visibility: visible;"><section style="flex-shrink: 0; visibility: visible;"><section style="width: 40px; height: 12px; background: linear-gradient(to right, transparent, #59e3d1); box-sizing: border-box; visibility: visible;"><span style="visibility: visible;"> </span></section></section><section style="visibility: visible;"><section style="font-size: 20px; letter-spacing: 1.5px; color: #3ee4cf; padding: 0px 12px; line-height: 1.2em; box-sizing: border-box; visibility: visible;"><strong style="visibility: visible;"><span style="visibility: visible;">0</span></strong><strong style="visibility: visible;" title=""><span style="visibility: visible;">2</span></strong></section></section><section style="flex-shrink: 0; visibility: visible;"><section style="width: 40px; height: 12px; background: linear-gradient(to left, transparent, #59e3d1); box-sizing: border-box; visibility: visible;"><span style="visibility: visible;"> </span></section></section></section><section style="border: 1px solid #0e65d2; padding: 9px 26px; box-sizing: border-box; visibility: visible;"><section style="font-size: 16px; color: #0e65d2; text-align: center; visibility: visible;"><strong style="visibility: visible;"><span style="visibility: visible;"><span style="font-size: 19px;">贷款年龄延长</span></span></strong></section><section style="font-size: 16px; color: #0e65d2; text-align: center; visibility: visible;"><strong style="visibility: visible;"><span style="visibility: visible;"><span style="font-size: 19px;">月供压力直降</span></span></strong></section></section><section style="width: 100%; height: 4px; background-color: #ddeefb; max-width: 100% !important; box-sizing: border-box;"></section></section></section></section><p style="margin-bottom: 16px; line-height: 2em;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">为适配渐进式延迟退休政策，新政将公积金贷款到期日延长：</span><span style="font-size: 16px; color: #021eaa; font-weight: bold;">男性不超过68周岁，女性不超过63周岁，或不超过法定退休时间后5年，最长贷款期限仍为30年，共同借款人可按期限较长一方确定。</span><span style="font-size: 16px;">结合目前贷款期限5年以上首套房2.6%的公积金贷款利率，还贷压力显著减轻。 </span></span></p><section><section style="margin: 10px auto;"><section style="background-color: #f1f9ff; padding: 30px 10px; box-sizing: border-box;"><section style="text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background-color: transparent;"><p style="line-height: 2em; margin-bottom: 16px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.034em; font-weight: normal; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;"><span style="font-size: 15px;">以50岁男性购房者为例：贷款40万购置改善房，原政策最长贷至65岁（15年），等额本息月供约2686元；</span></span></p><p style="line-height: 2em; margin-bottom: 16px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.034em; font-weight: normal; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;"><span style="font-size: 15px;">新政下可贷至68岁（18年），</span><span style="font-size: 15px; color: #021eaa; font-weight: bold;">月供降至2321元，每月少还365元；</span><span style="font-size: 15px;">而30岁左右的刚需群体，</span><span style="font-size: 15px; color: #021eaa; font-weight: bold;">若贷款40万分30年还款，月供仅需1601元，</span><span style="font-size: 15px;">仅相当于全家一个月的食材采购费。再</span><span style="font-size: 15px; color: #021eaa; font-weight: bold;">叠加3万-3.4万元的购房补贴</span><span style="font-size: 15px;">，首付和月供压力实现“双减”。</span></span></p></section></section><section style="display: flex; align-items: flex-end; margin-top: -10px;"><section style="width: 100%; height: 6px; background: linear-gradient(to right,transparent,#aed2ff,#87fef1); border-radius: 25px; margin-left: auto; max-width: 100% !important; box-sizing: border-box;"></section><section style="flex-shrink: 0; padding-left: 3px; box-sizing: border-box;"><section style="width: 10px; height: 10px; background-color: #6296ff; box-sizing: border-box;"></section></section></section></section></section><p> </p><section style="text-align: center;"><img class="rich_pages wxw-img" style="height: auto !important; visibility: visible !important; width: 677px !important;" src="https://pic.app.jiuquhe.com/20260130/17697381684124756104.jpeg" alt="图片" /></section><p style="margin-bottom: 16px;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 15px; color: #888888; font-weight: bold;">购房消费券申领现场。</span></span></p><section><section data-pm-slice="3 3 ["para",{"tagName":"section","attributes":{"data-role":"outer","label":"edit by 135editor","data-pm-slice":"0 0 []","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"paragraph","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"outer","label":"edit by 135editor","data-pm-slice":"0 0 []","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"paragraph","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"outer","label":"edit by 135editor","data-pm-slice":"0 0 []","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"paragraph","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"outer","label":"edit by 135editor","data-pm-slice":"0 0 []","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"paragraph","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"outer","label":"edit by 135editor","data-pm-slice":"0 0 []","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"paragraph","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"},"para",{"tagName":"section","attributes":{"data-role":"outer","label":"edit by 135editor","data-pm-slice":"0 0 []","style":null},"namespaceURI":"http://www.w3.org/1999/xhtml"}]"><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section><section style="display: flex; justify-content: center; align-items: center;"><section style="flex-shrink: 0;"><section style="width: 40px; height: 12px; background: linear-gradient(to right,transparent,#59e3d1); box-sizing: border-box;"></section></section><section><section style="font-size: 20px; letter-spacing: 1.5px; color: #3ee4cf; padding: 0 12px; line-height: 1.2em; box-sizing: border-box;"><strong>0</strong><strong title="">3</strong></section></section><section style="flex-shrink: 0;"><section style="width: 40px; height: 12px; background: linear-gradient(to left,transparent,#59e3d1); box-sizing: border-box;"></section></section></section><section style="border: 1px solid #0e65d2; padding: 9px 26px; box-sizing: border-box;"><section style="font-size: 16px; color: #0e65d2; text-align: center;"><strong><span style="font-size: 19px;">政策叠加窗口期</span></strong></section><section style="font-size: 16px; color: #0e65d2; text-align: center;"><strong><span style="font-size: 19px;">购房正当时</span></strong></section></section><section style="width: 100%; height: 4px; background-color: #ddeefb; max-width: 100% !important; box-sizing: border-box;"></section></section></section></section><p style="margin-bottom: 16px; line-height: 2em;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">此次政策组合拳，核心在于“叠加”与“时效”：公积金新政解决了“购房贷款资格”，购房补贴则直接提供“首付助力”，且两项福利可同时享受——购房者选购参与活动的新建商品房后，由房企初审补贴资格，经市住保房产中心终审通过，补贴将以消费券形式直接抵扣房款，流程便捷高效。 </span></span></p><p style="margin-bottom: 16px; line-height: 2em;"><span style="color: rgba(0, 0, 0, 0.9); font-size: 17px; font-family: mp-quote, PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.034em; font-style: normal; font-weight: normal;"><span style="font-size: 16px;">需要注意的是，</span><span style="font-size: 16px; color: #021eaa; font-weight: bold;">购房补贴仅设2000个名额，截止2026年3月31日额满即止；公积金贷款次数核减政策也仅执行至2026年底。</span><span style="font-size: 16px;">资阳此次出招，既响应了国家稳楼市号召，更切实降低了市民安家成本。对于有购房需求的群体来说，当下正是锁定双重福利、实现安居梦想的黄金窗口期。</span></span></p><section style="text-align: center;"><img class="rich_pages wxw-img" style="height: auto !important; visibility: visible !important; width: 677px !important;" src="https://pic.app.jiuquhe.com/20260130/17697381699202448241.jpeg" alt="图片" /></section><p style="margin-bottom: 16px; line-height: 2em;"><span style="font-size: 15px; color: #888888; font-weight: bold;">已交付的新房。</span></p></section></section></section></section></section><p style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; line-height: 1.6em;"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;"> </span></span></p></section></section></section></section><p style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); margin: 0px; padding: 0px; outline: 0px; font-size: 15px;">来源 | 掌上资阳</p><p style="display: none;"> </p> <!----></div> 政策助力 现在资阳二手房已经卖都卖不掉了 购房福利不错哦
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