利好来袭！资阳存量公积金贷款利率即将下调
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.jiuquhe.com/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section><section><section class="empty_paragraph" style="text-align: center;"></section></section><section><section style="margin: 10px auto;"><section style="display: flex; justify-content: flex-end; align-items: flex-end;"><section style="background: #fff; padding-left: 8px; box-sizing: border-box;"><section style="width: 10px; height: 10px; background: #7fdbf5; box-sizing: border-box;"></section></section></section><section style="border: 1px solid #488de8; padding-top: 10px; padding-left: 4px; border-right: none; margin-top: -10px; box-sizing: border-box;"><section style="text-align: justify; line-height: 2em; letter-spacing: 1.5px; font-size: 14px; color: #333333; background: #f5f9ff; padding: 1em; border-right: 1px solid #488de8; box-sizing: border-box;"><section><section style="text-align: center;"><img class="rich_pages wxw-img" style="vertical-align: baseline; width: 35px; box-sizing: border-box;" src="https://pic.app.jiuquhe.com/20260104/17674991733932479782.gif" width="35" /></section></section><p style="text-align: center; line-height: 3;"><span style="font-size: 15px;">不用跑窗口，不用办手续</span></p><p style="text-align: center; line-height: 3;"><span style="font-size: 15px;"><span style="color: #3e71cc; font-size: 15px;"><strong>2026年1月1日</strong></span>起</span></p><p style="text-align: center; line-height: 3; margin-bottom: 20px; display: block;"><span style="font-size: 15px;">资阳存量公积金贷款利率将自动下调</span></p><section><section style="margin: 10px auto; text-align: center;"><section style="display: flex; justify-content: center; align-items: center; margin-bottom: 6px;"><section style="height: 1px; flex: 1; background-image: linear-gradient(to right, rgba(245, 249, 255, 0) 0%, #3e71cc 100%);"></section><section style="height: 1px; flex: 1; background-image: linear-gradient(to left, rgba(245, 249, 255, 0) 0%, #3e71cc 100%);"></section></section></section><p style="display: none;">dsfsdfsdf</p></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="background-color: #f5f9ff; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"><section style="background-color: #3e71cc; padding: 6px 15px; box-sizing: border-box; transform: translate(-4px,-4px); -webkit-transform: translate(-4px,-4px); -moz-transform: translate(-4px,-4px); -o-transform: translate(-4px,-4px);"><section style="font-size: 16px; color: #ffffff; text-align: center; transform: skew(10deg); -webkit-transform: skew(10deg); -moz-transform: skew(10deg); -o-transform: skew(10deg);"><strong>什么是存量公积金贷款？</strong></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="background-color: #f5f9ff; width: 40px; height: 20px; margin-bottom: -15px; box-sizing: border-box;"></section><section style="border: 1px solid #488de8; padding: 13px 10px 25px; margin: 0px 5px; background-color: #ffffff; box-sizing: border-box;"><section style="text-align: justify; line-height: 2.2em; letter-spacing: 1.5px; font-size: 15px; background-color: transparent;"><p style="line-height: 2; margin: 5px 10px 0px; display: block;"><span style="font-size: 15px;">对于<strong><span style="font-size: 15px; color: #3e71cc;">2025年5月8日</span></strong>以前已经发放的个人住房公积金贷款，称为存量公积金贷款。</span></p></section></section></section></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="background-color: #f5f9ff; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"><section style="background-color: #3e71cc; padding: 6px 15px; box-sizing: border-box; transform: translate(-4px,-4px); -webkit-transform: translate(-4px,-4px); -moz-transform: translate(-4px,-4px); -o-transform: translate(-4px,-4px);"><section style="font-size: 16px; color: #ffffff; text-align: center; transform: skew(10deg); -webkit-transform: skew(10deg); -moz-transform: skew(10deg); -o-transform: skew(10deg);"><strong>具体怎么调整？</strong></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="background-color: #f5f9ff; width: 40px; height: 20px; margin-bottom: -15px; box-sizing: border-box;"></section><section style="border: 1px solid #488de8; padding: 13px 10px 25px; margin: 0px 5px; background-color: #ffffff; box-sizing: border-box;"><section style="text-align: justify; line-height: 2.2em; letter-spacing: 1.5px; font-size: 16px; color: #3e71cc000; background-color: transparent;"><p style="margin: 5px 10px 20px; line-height: 2; display: block;"><span style="font-size: 15px;">根据《中国人民银行关于下调个人住房公积金贷款利率的通知》，下调个人住房公积金贷款利率<span style="font-size: 15px; color: #3e71cc;"><strong><span style="font-size: 15px;">0.25</span></strong></span>个百分点，利率调整前后对照如下：</span></p><section><section style="text-align: center;"><img class="rich_pages wxw-img" style="vertical-align: baseline;" src="https://pic.app.jiuquhe.com/20260104/1767499174639323848.png" /></section><p style="text-align: center; margin-top: 0px; display: block;"><span style="font-size: 12px; color: #a5a5a5;">可点击放大查看</span></p></section></section></section></section></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="background-color: #f5f9ff; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"><section style="background-color: #3e71cc; padding: 6px 15px; box-sizing: border-box; transform: translate(-4px,-4px); -webkit-transform: translate(-4px,-4px); -moz-transform: translate(-4px,-4px); -o-transform: translate(-4px,-4px);"><section style="font-size: 16px; color: #ffffff; text-align: center; transform: skew(10deg); -webkit-transform: skew(10deg); -moz-transform: skew(10deg); -o-transform: skew(10deg);"><strong>何时下调？</strong></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="background-color: #f5f9ff; width: 40px; height: 20px; margin-bottom: -15px; box-sizing: border-box;"></section><section style="border: 1px solid #488de8; padding: 13px 10px 25px; margin: 0px 5px; background-color: #ffffff; box-sizing: border-box;"><section style="text-align: justify; line-height: 2.2em; letter-spacing: 1.5px; font-size: 15px; background-color: transparent;"><p style="margin: 5px 10px 0px; display: block; line-height: 2;"><span style="font-size: 15px;">自<span style="font-size: 15px; color: #3e71cc;"><strong><span style="font-size: 15px;">2026年1月1日</span></strong></span>起，按照调整后的贷款利率执行。</span></p></section></section></section></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="background-color: #f5f9ff; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"><section style="background-color: #3e71cc; padding: 6px 15px; box-sizing: border-box; transform: translate(-4px,-4px); -webkit-transform: translate(-4px,-4px); -moz-transform: translate(-4px,-4px); -o-transform: translate(-4px,-4px);"><section style="font-size: 16px; color: #ffffff; text-align: center; transform: skew(10deg); -webkit-transform: skew(10deg); -moz-transform: skew(10deg); -o-transform: skew(10deg);"><strong>需要办理手续么？</strong></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="background-color: #f5f9ff; width: 40px; height: 20px; margin-bottom: -15px; box-sizing: border-box;"></section><section style="border: 1px solid #488de8; padding: 13px 10px 25px; margin: 0px 5px; background-color: #ffffff; box-sizing: border-box;"><section style="text-align: justify; line-height: 2.2em; letter-spacing: 1.5px; font-size: 15px; background-color: transparent;"><p style="text-align: justify; margin: 5px 10px 0px; display: block; line-height: 2;"><span style="color: #3e71cc;"><strong><span style="font-size: 15px;">借款人无需办理手续</span></strong></span><span style="color: #333333; font-size: 15px;"><strong><span style="font-weight: 400; color: #333333; text-shadow: none; letter-spacing: 1.5px;">。</span></strong></span><span style="font-size: 15px;">符合条件的存量公积金贷款（2025年5月8日以前发放、贷款期限1年以上），系统将自动调整贷款利率。</span></p></section></section></section></section><section><p> </p></section><section><section style="margin: 10px auto; display: flex; justify-content: center;"><section style="background-color: #f5f9ff; transform: skew(-10deg); -webkit-transform: skew(-10deg); -moz-transform: skew(-10deg); -o-transform: skew(-10deg);"><section style="background-color: #3e71cc; padding: 6px 15px; box-sizing: border-box; transform: translate(-4px,-4px); -webkit-transform: translate(-4px,-4px); -moz-transform: translate(-4px,-4px); -o-transform: translate(-4px,-4px);"><section style="font-size: 16px; color: #ffffff; text-align: center; transform: skew(10deg); -webkit-transform: skew(10deg); -moz-transform: skew(10deg); -o-transform: skew(10deg);"><strong>可以节省多少钱？</strong></section></section></section></section></section><section><section style="margin: 10px auto;"><section style="background-color: #f5f9ff; width: 40px; height: 20px; margin-bottom: -15px; box-sizing: border-box;"></section><section style="border: 1px solid #488de8; padding: 13px 10px 25px; margin: 0px 5px; background-color: #ffffff; box-sizing: border-box;"><section style="text-align: justify; line-height: 2.2em; letter-spacing: 1.5px; font-size: 15px; color: #000000; background-color: transparent;"><p style="margin: 5px 10px 15px; line-height: 2; display: block;"><span style="background-color: transparent; caret-color: red; font-size: 15px;">本次存量公积金贷款利率下调，可以有效帮助贷款家庭节约房贷利息开支。</span></p><p style="margin: 5px 10px 0px; display: block; line-height: 2;"><span style="background-color: transparent; caret-color: red; font-size: 15px;">以首套房贷款70万元、贷款期限30年、等额本息还款为例，</span><span style="background-color: transparent; caret-color: red;">调整前，每月应还本息2894.9元，总利息支出34.22万元；</span><span style="background-color: transparent; caret-color: red;">调整后，每月应还本息2802.38元，总利息支出30.89万元。利率下调后，每月还款减少92.52元，总利息支出节省3.33万元，有效减轻还贷压力。</span></p></section></section></section></section><p> </p></section></section><section style="max-width: 100% !important; width: 100%; height: 8px; background: #f5f9ff; margin-left: 4px; box-sizing: border-box;"></section></section></section><section><p>来源：资阳市住房公积金管理中心</p></section><section><section class="mp_profile_iframe_wrp"></section></section></section><p style="display: none;"> </p> <!----></div> 拉动内需 知道了哟
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