降门槛、增额度、扩群体...资阳市公积金政策持续升级
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.jiuquhe.com/static/publish/css/style.css?v=20240712" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=20240712"><!-- 付费贴--> <div class="preview_article "> <!----> <section style="text-indent: 2em; margin-bottom: 16px; line-height: 2em;"></section><p style="margin-bottom: 16px; line-height: 2em;"><span style="font-size: 16px; text-indent: 2em; letter-spacing: 0.034em;">资阳围绕“降门槛、增额度、扩群体”多个维度，统筹抓好存量政策实施和增量政策出台，全力支持公积金缴存人安居优居。</span></p><section style="text-indent: 0em; margin-bottom: 0px; line-height: 2em;"><img class="rich_pages wxw-img" style="-webkit-tap-highlight-color: rgba(0, 0, 0, 0); outline: 0px; text-size-adjust: none; margin-left: auto; margin-right: auto; max-height: 100%; cursor: pointer; font-family: var(--info-font-family) !important; border: 0px initial initial;" src="https://pic.app.jiuquhe.com/FnkGCjfe1ecA7LC0XPecCswbYWEW" width="100%" /></section><section style="margin-bottom: 16px; line-height: 2em; text-align: center; text-indent: 0em;"><strong><span style="font-size: 14px;">资阳城区（资料图）。</span></strong></section><p style="text-indent: 2em; line-height: 2em; margin-bottom: 24px;"><span style="color: #2b51e6; font-size: 18px;"><strong>在公积金贷款方面，资阳政策优化力度持续加大。</strong></span></p><section style="margin-bottom: unset;"><section style="margin-top: 15px; margin-bottom: unset;"><section style="display: flex; justify-content: flex-start; align-items: center; margin-bottom: unset;"><section style="background-image: url('https://pic.app.jiuquhe.com/FvqdKkFrqYQGKb8ulyvXrZEU4YgF'); background-repeat: no-repeat; background-position: 50% 50%; background-size: 100% 100%; width: 41px; height: 34px; margin-bottom: unset;"><p style="color: #ffffff; font-size: 16px; line-height: 34px; z-index: 1000; text-align: center;"><span style="font-size: 17px;"><em><strong>01</strong></em></span></p></section><section style="margin-left: 9px; margin-bottom: unset;"><section style="text-align: center; font-size: 16px; letter-spacing: 2px; margin-bottom: unset;"><p><span style="font-size: 17px;"><em><strong><span style="color: #2b51e6; font-size: 17px; letter-spacing: 0.578px; text-indent: 34px;">提高贷款限额</span></strong></em></span></p></section></section></section><section style="border-left: 1px solid #2b51e6; padding: 10px 10px 10px 14px; margin-bottom: unset; margin-top: 15px; margin-left: 18px;"><section style="letter-spacing: 2px; font-size: 14px; color: #000000; text-align: justify; line-height: 2em;"><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">单人缴存、两人及以上缴存公积金的贷款限额分别提高至70万元、100万元，多子女家庭贷款限额对应上浮20%。</span></section></section></section><section style="margin-top: 15px; margin-bottom: unset;"><section style="display: flex; justify-content: flex-start; align-items: center; margin-bottom: unset;"><section style="background-image: url('https://pic.app.jiuquhe.com/FvqdKkFrqYQGKb8ulyvXrZEU4YgF'); background-repeat: no-repeat; background-position: 50% 50%; background-size: 100% 100%; width: 41px; height: 34px; margin-bottom: unset;"><p style="color: #ffffff; font-size: 16px; line-height: 34px; z-index: 1000; text-align: center;"><span style="font-size: 17px;"><strong><em>02</em></strong></span></p></section><section style="margin-left: 9px; margin-bottom: unset;"><section style="text-align: center; font-size: 16px; letter-spacing: 2px; margin-bottom: unset;"><p><span style="font-size: 17px;"><em><strong><span style="color: #2b51e6; font-size: 17px; letter-spacing: 0.578px; text-indent: 34px;">下调贷款利率和首付比例</span></strong></em></span></p></section></section></section><section style="border-left: 1px solid #2b51e6; padding: 10px 10px 10px 14px; margin-bottom: unset; margin-top: 15px; margin-left: 18px;"><section style="letter-spacing: 2px; font-size: 14px; color: #000000; text-align: justify; line-height: 2em;"><span style="color: #000000; text-indent: 34px; letter-spacing: 2px; text-decoration: none; font-size: 16px;">5年以上的首套房、第二套房贷款利率分别降至2.85%、3.325%，最低首付比例降至20%。以一笔金额50万元、期限30年、等额本息还款方式的首套房贷款为例，月供将由2135元降至2067元，总利息支出减少约2.4万元。</span></section></section></section><section style="margin-top: 15px; margin-bottom: unset;"><section style="display: flex; justify-content: flex-start; align-items: center; margin-bottom: unset;"><section style="background-image: url('https://pic.app.jiuquhe.com/FvqdKkFrqYQGKb8ulyvXrZEU4YgF'); background-repeat: no-repeat; background-position: 50% 50%; background-size: 100% 100%; width: 41px; height: 34px; margin-bottom: unset;"><p style="color: #ffffff; font-size: 16px; line-height: 34px; z-index: 1000; text-align: center;"><span style="font-size: 17px;"><strong><em>03</em></strong></span></p></section><section style="margin-left: 9px; margin-bottom: unset;"><section style="text-align: center; font-size: 16px; letter-spacing: 2px; margin-bottom: unset;"><p><span style="font-size: 17px;"><em><strong><span style="color: #2b51e6; font-size: 17px; letter-spacing: 0.578px; text-indent: 34px;">优化灵活就业人员贷款条件</span></strong></em></span></p></section></section></section><section style="border-left: 1px solid #2b51e6; padding: 10px 10px 10px 14px; margin-bottom: unset; margin-top: 15px; margin-left: 18px;"><p style="letter-spacing: 2px; font-size: 14px; color: #000000; text-align: justify; line-height: 2em;"><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">灵活</span><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">就业人员连续缴存公积金6个月，在我市购房即可申请公积金贷款，目前已为47名灵活就业人员发放贷款1529万元。</span><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">此外，我们取消贷款额度与借款人的公积金缴存时间和账户余额挂钩，允许夫妻婚前各有一笔公积金贷款的家庭再次购房执行第二套房公积金贷款政策，支持再交易房“带押过户”，积极满足更多家庭购房需求。</span></p></section></section></section><p style="margin-bottom: 0px;"> </p><p style="text-indent: 2em; line-height: 2em; margin-bottom: 24px;"><span style="color: #2b51e6; font-size: 18px;"><strong>在公积金提取方面，资阳提取政策进一步宽松。</strong></span></p><section style="margin-bottom: unset;"><section style="margin-top: 15px; margin-bottom: unset;"><section style="display: flex; justify-content: flex-start; align-items: center; margin-bottom: unset;"><section style="background-image: url('https://pic.app.jiuquhe.com/FvqdKkFrqYQGKb8ulyvXrZEU4YgF'); background-repeat: no-repeat; background-position: 50% 50%; background-size: 100% 100%; width: 41px; height: 34px; margin-bottom: unset;"><p style="color: #ffffff; font-size: 16px; line-height: 34px; z-index: 1000; text-align: center;"><span style="font-size: 17px;"><em><strong>01</strong></em></span></p></section><section style="margin-left: 9px; margin-bottom: unset;"><section style="text-align: center; font-size: 16px; letter-spacing: 2px; margin-bottom: unset;"><p><span style="font-size: 17px;"><em><strong><span style="color: #2b51e6; font-size: 17px; letter-spacing: 0.578px; text-indent: 34px;">支持公积金直付首付款</span></strong></em></span></p></section></section></section><section style="border-left: 1px solid #2b51e6; padding: 10px 10px 10px 14px; margin-bottom: unset; margin-top: 15px; margin-left: 18px;"><p style="line-height: 2; letter-spacing: 2px; font-size: 14px; color: #000000; text-align: left;"><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">在我市购买新建商品住房的缴存人，可直接使用公积金支付购房首付款，已有196名缴存人提取公积金1987万元用于直付首付款。</span></p></section></section><section style="margin-top: 15px; margin-bottom: unset;"><section style="display: flex; justify-content: flex-start; align-items: center; margin-bottom: unset;"><section style="background-image: url('https://pic.app.jiuquhe.com/FvqdKkFrqYQGKb8ulyvXrZEU4YgF'); background-repeat: no-repeat; background-position: 50% 50%; background-size: 100% 100%; width: 41px; height: 34px; margin-bottom: unset;"><p style="color: #ffffff; font-size: 16px; line-height: 34px; z-index: 1000; text-align: center;"><span style="font-size: 17px;"><strong><em>02</em></strong></span></p></section><section style="margin-left: 9px; margin-bottom: unset;"><section style="text-align: center; font-size: 16px; letter-spacing: 2px; margin-bottom: unset;"><p><span style="font-size: 17px;"><em><strong><span style="color: #2b51e6; font-size: 17px; letter-spacing: 0.578px; text-indent: 34px;">支持家庭互助</span></strong></em></span></p></section></section></section><section style="border-left: 1px solid #2b51e6; padding: 10px 10px 10px 14px; margin-bottom: unset; margin-top: 15px; margin-left: 18px;"><p style="line-height: 2; letter-spacing: 2px; font-size: 14px; color: #000000; text-align: justify;"><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">缴存人可提取公积金，用于支持父母或子女在我市购买自住住房、偿还</span><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">住房贷款，已有65名缴存人提取公积金850万元用于家庭互助住房消费。</span></p></section></section><section style="margin-top: 15px; margin-bottom: unset;"><section style="display: flex; justify-content: flex-start; align-items: center; margin-bottom: unset;"><section style="background-image: url('https://pic.app.jiuquhe.com/FvqdKkFrqYQGKb8ulyvXrZEU4YgF'); background-repeat: no-repeat; background-position: 50% 50%; background-size: 100% 100%; width: 41px; height: 34px; margin-bottom: unset;"><p style="color: #ffffff; font-size: 16px; line-height: 34px; z-index: 1000; text-align: center;"><span style="font-size: 17px;"><strong><em>03</em></strong></span></p></section><section style="margin-left: 9px; margin-bottom: unset;"><section style="text-align: center; font-size: 16px; letter-spacing: 2px; margin-bottom: unset;"><p><span style="font-size: 17px;"><em><strong><span style="color: #2b51e6; font-size: 17px; letter-spacing: 0.578px; text-indent: 34px;">支持公积金直转提前还贷</span></strong></em></span></p></section></section></section><section style="border-left: 1px solid #2b51e6; padding: 10px 10px 10px 14px; margin-bottom: unset; margin-top: 15px; margin-left: 18px;"><p style="line-height: 2; letter-spacing: 2px; font-size: 14px; color: #000000; text-align: justify;"><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">缴存人可将本人及配偶的公积金直接划转用于提前偿还本地公积金贷款，已有3364名缴存人提取公积金2.51亿元用于直转提前还贷。</span><span style="font-size: 16px; letter-spacing: 0.578px; text-indent: 34px;">此外，推出公积金按月自动提取、先租后购等便民服务，更好保障缴存人住房消费需求。</span></p></section></section></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 24px; margin-bottom: 0px;"><span style="font-size: 16px;">2024年</span></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 16px;">全市办理公积金提取19.1亿元</span></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 16px;">向1259户家庭发放公积金贷款4.46亿元</span></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 16px;">为相关家庭节省利息支出约5400万元</span></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 16px;">2025年</span></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 16px;">资阳还将持续发掘公积金政策潜力</span></section><section style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 16px;">充分发挥好</span></section><p style="line-height: 2em; text-align: center; text-indent: 0em; margin-top: 0px; margin-bottom: 16px;"><span style="font-size: 16px;">公积金惠民生促发展的积极作用</span></p><p style="margin-bottom: 0px; text-align: center;"><span style="font-size: 14px;">来源：资阳观察、资阳住建</span></p><section style="-webkit-tap-highlight-color: transparent; margin-bottom: 0px; outline: 0px; font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; background-color: #ffffff; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; margin: 10px auto; padding-right: 0.5em; padding-left: 0.5em; outline: 0px; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; box-shadow: #b2b2b2 0px 0px 10px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; padding-top: 5px; padding-bottom: 1em; padding-left: 1em; outline: 0px; visibility: visible;"><section style="-webkit-tap-highlight-color: transparent; padding-top: 10px; padding-bottom: 10px; outline: 0px; display: flex; justify-content: space-between; align-items: center; visibility: visible;"></section></section></section></section></section></section><p style="display: none;"> </p> <!----></div> 19亿这么多 公积金提取很方便
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