新陈代谢
发表于 2023-11-16 22:21
新变化!《资阳市住房公积金贷款管理实施细则》公布
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.jiuquhe.com/static/publish/css/style.css?v=1605251010499" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=1605251010499"><!-- 付费贴--> <div class="preview_article "> <!----> <div class="wx_rich_media_content" id="jsWxContainer"><section class="mp_profile_iframe_wrp" data-mpa-powered-by="yiban.io"><mp-common-profile class="custom_select_card mp_profile_iframe" data-pluginname="mpprofile" data-id="MzI3MzQwNTI3NA==" data-headimg="http://mmbiz.qpic.cn/mmbiz_png/Nbsqq3ia1ianibmKWTlD3YNl8N9GaoeLGGU2I1wpCnaamI3XnHBgk0kYWAZGTCzvaWLu7wib4kRjGD50l7xOibEUbLQ/0?wx_fmt=png" data-nickname="雁江之声" data-alias="JRYJ028" data-signature="蜀人原乡，长寿雁江！雁城人的微社区、微家园，欢迎关注！" data-from="0" data-weuitheme="light"></mp-common-profile></section><p style='border: medium none; margin-bottom: 15px; font-size: 18px; font-family: "Microsoft Yahei"; text-indent: 2em; line-height: 1.5em; writing-mode: horizontal-tb; text-orientation: mixed;'><br></p><section style='margin-top: 5px; padding: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border-style: none none none solid; border-color: rgb(0, 88, 156); color: rgb(153, 153, 153); background-color: rgb(243, 243, 243); box-shadow: rgb(153, 153, 153) 1px 1px 2px; border-left-width: 10px; text-indent: 2em; line-height: 2em; visibility: visible;'><span style='outline: 0px; color: rgb(0, 0, 0); visibility: visible; writing-mode: horizontal-tb; text-orientation: mixed;'>11月14日，资阳市住房公积金管理中心印发通知，公布了最新版《</span><span style='outline: 0px; color: rgb(171, 25, 66); visibility: visible; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px; visibility: visible;'>资阳市住房公积金贷款管理实施细则</strong></span><span style='outline: 0px; color: rgb(0, 0, 0); visibility: visible; writing-mode: horizontal-tb; text-orientation: mixed;'>》（以下简称《细则》）。</span></section><p style='border: medium none; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; visibility: visible; writing-mode: horizontal-tb; text-orientation: mixed;'><br></p><p style='border: medium none; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: center; visibility: visible; writing-mode: horizontal-tb; text-orientation: mixed;'><span class="wxart_image" wx-style='display:inline-block;border: none;'></span></p><p style='border: medium none; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>《细则》共分为十章四十四条，对贷款对象和条件；贷款额度、期限和利率；贷款程序等予以明确。</span></p><p style='border: medium none; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'></span></p><p style='caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); text-align: start; border: medium none; font-size: 18px; writing-mode: horizontal-tb; text-orientation: mixed;'><br></p><section style='text-indent: 0em; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>快来看看新实施的《细则》</span></section><section style='text-indent: 0em; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>有哪些干货吧</span></section><section style='text-indent: 0em; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>↓↓↓</span></section><section style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border: 1px solid rgb(0, 88, 156); border-radius: 10px; overflow: hidden;'><section style='padding: 8px 16px; outline: 0px; background-color: rgb(0, 88, 156); border-radius: 8px 8px 0px 0px; color: rgb(255, 255, 255);'><p style='border: medium none; font-size: 18px; outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; font-size: 17px; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>申请公积金贷款，须符合以下条件：</strong></span></p></section><section style='padding: 16px; outline: 0px; line-height: 1.4;'><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（一）具有完全民事行为能力的自然人，年龄在18周岁（含）以上至法定退休年龄期间，即男性未满 60周岁、女性未满55周岁。党政机关、人民团体中的正、副县处级及相应职务层次的女干部，事业单位中担任党务、行政管理工作的相当于正、副县处级的女干部和具有高级职称（含正、副高级）的女性专业技术人员（以下简称县处级女干部和具有高级职称的女性专业技术人员）不超过60周岁。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（二）按下列要求缴存住房公积金：</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>1.个人住房公积金账户应为正常缴存状态；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>2.职工已连续正常缴存住房公积金 6个月（含）以上，灵活就业人员已连续正常缴存住房公积金 12个月（含）以上。以下情况缴存时间可合并计算：</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（1）缴存人变更了住房公积金缴存中心，变更前后缴存时间连续的；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（2）军队转业干部将服役期间的住房公积金转入我市且前后连续缴存的。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（三）首付款比例不低于住房交易价格的20%，且首付款金额加上贷款金额不高于住房交易价格。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（四）足额保留用于计算贷款额度的账户余额。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（五）全国范围内无公积金贷款余额（含公转商贴息贷款等其他形式的公积金贷款余额）。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（六）具有经住建部门确认的购房合同或协议，且为买受人。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（七）购房行为须在一年以内，以备案登记时间为准。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（八）非直转的商转公，借款申请人须先向公积金中心进行申请并递交相关资料，公积金中心审批通过后，借款申请人在商业住房贷款结清后3个月以内（以商业住房贷款结清的时间为准）到公积金中心办理商转公贷款。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（九）有稳定经济收入，具备相应的贷款偿还能力，个人信用良好。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（十）能够提供公积金中心认可的担保方式。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（十一）公积金中心规定的其他条件。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（十二）商转公另须满足以下条件：</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>1.购房地址须在本市行政区域内；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>2.借款申请人是原商业住房贷款的产权人；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>3.已取得该笔商业住房贷款所购住房产权权属证书。</span></section></section></section><section style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border: 1px solid rgb(0, 88, 156); border-radius: 10px; overflow: hidden;'><section style='padding: 8px 16px; outline: 0px; background-color: rgb(0, 88, 156); border-radius: 8px 8px 0px 0px; color: rgb(255, 255, 255);'><p style='border: medium none; font-size: 18px; outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; font-size: 17px; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>这些情形不予贷款：</strong></span></p></section><section style='padding: 16px; outline: 0px; line-height: 1.4;'><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><strong style='outline: 0px;'>申请公积金贷款时，借款申请人存在以下情形之一的，不予贷款：</strong></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（一）职工未连续正常缴存住房公积金6个月（含）以上的；灵活就业人员未连续正常缴存住房公积金12个月（含）以上的。 </span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（二）借款申请人以与非配偶、非直系亲属共同购买的非首套房屋共同申请公积金贷款的。 </span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（三）个人征信信息（含人民银行征信系统、公积金业务信息系统等）存在以下严重不良记录之一的：</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>1. 当前贷款逾期的，或担保人代偿的；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>2.最近2年内连续逾期6期（含）以上或累计逾期12期（含）以上的；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>3.存在呆账、核销、止付、被强制执行等情形的；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>4.其它债务额度较大的；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>5.存在其他严重不良记录的。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（四）被纳入失信被执行人名单的。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（五）被纳入住房公积金失信行为登记的。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（六）存在提供虚假资料、虚假承诺等情形的。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>（七）存在其他可能影响公积金贷款安全情形的。</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; letter-spacing: 0.034em; text-indent: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'></span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><strong style='outline: 0px;'>申请公积金贷款时，所购再交易房存在以下情形之一的，不予贷款：</strong></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（一）买受人与售房人之间存在夫妻、父母、子女关系的；</span></section><section style='outline: 0px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（二）楼龄超过30年，砖木结构，无独立厨卫，被有关部门鉴定为危房，被有关部门认定为已改变产权用途，或存在其他不宜处置情形的。</span></section></section></section><section style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border: 1px solid rgb(0, 88, 156); border-radius: 10px; overflow: hidden;'><section style='padding: 8px 16px; outline: 0px; background-color: rgb(0, 88, 156); border-radius: 8px 8px 0px 0px; color: rgb(255, 255, 255);'><p style='border: medium none; font-size: 18px; outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; font-size: 17px; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>贷款最高额度明确：</strong></span></p></section><section style='padding: 16px; outline: 0px; line-height: 1.4;'><section style='outline: 0px; text-indent: 2em; line-height: 2em;'>《细则》明确，本市公积金贷款最高额度为：<span style='outline: 0px; text-decoration-line: underline; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>单人缴存的，首套房、二套房贷款额度均为50万元；两人及以上缴存的，首套房贷款额度为80万元、二套房贷款额度为70万元；符合国家生育政策的多子女家庭（至少有一个未成年子女的二孩及以上家庭）贷款最高限额可上浮20%，但不超过90万元。</strong></span></section></section></section><section style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border: 1px solid rgb(0, 88, 156); border-radius: 10px; overflow: hidden;'><section style='padding: 8px 16px; outline: 0px; background-color: rgb(0, 88, 156); border-radius: 8px 8px 0px 0px; color: rgb(255, 255, 255);'><p style='border: medium none; font-size: 18px; outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>可与非直系亲属共同贷款</strong></p></section><section style='padding: 16px; outline: 0px; line-height: 1.4;'><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; color: rgb(0, 122, 170); writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>1.借款申请人与非配偶、非直系亲属共同购买首套房屋，且共同共有人均已缴纳住房公积金的，可以共同申请公积金贷款。</strong></span>按房屋全部产权的份额及共同共有人缴存公积金的情况确定贷款最高额度，共同共有人为公积金贷款的共同申请人，且为共同抵押人，所有共同共有人都要计算公积金贷款次数。</p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'>2.借款申请人与按份共有人购房的，若按份共有人（配偶除外）全部缴纳了住房公积金并且作为公积金贷款的共同申请人的，可按房屋全部产权的份额及所有按份共有人缴存公积金的情况确定贷款最高额度，所有按份共有人都要计算公积金贷款次数，且按份共有人必须作为共同抵押人。</p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'>若按份共有人不作为公积金贷款的共同申请人，则按借款申请人所占房屋的份额及借款申请人和其配偶缴纳公积金的情况确定贷款最高额度，按份共有人必须作为共同抵押人。</p></section></section><section style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border: 1px solid rgb(0, 88, 156); border-radius: 10px; overflow: hidden;'><section style='padding: 8px 16px; outline: 0px; background-color: rgb(0, 88, 156); border-radius: 8px 8px 0px 0px; color: rgb(255, 255, 255);'><p style='border: medium none; font-size: 18px; outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>贷款期限确定</strong></p></section><section style='padding: 16px; outline: 0px; line-height: 1.4;'><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（一）贷款期限应以整年计算，<span style='outline: 0px; letter-spacing: 0.034em; color: rgb(0, 122, 170); writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>最短为1年，最长为30年，且贷款到期日不超过借款申请人法定退休时间后5年，即男性未满65周岁、女性未满 60周岁</strong></span>（女干部和具有高级职称的女性专业技术人员未满65周岁）。</span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（二）申请再交易房贷款的，贷款期限不能超过抵押房产剩余的土地使用权年限。</span></p></section></section><section style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; border: 1px solid rgb(0, 88, 156); border-radius: 10px; overflow: hidden;'><section style='padding: 8px 16px; outline: 0px; background-color: rgb(0, 88, 156); border-radius: 8px 8px 0px 0px; color: rgb(255, 255, 255);'><p style='border: medium none; font-size: 18px; outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>申请贷款需提供以下资料</strong></p></section><section style='padding: 16px; outline: 0px; line-height: 1.4;'><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><strong style='outline: 0px;'>（一）借款申请人应提供的申请资料包括： </strong></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>1、有效身份证明：</span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（1）居民身份证和户籍证明； </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（2）港澳台人士提供《港澳居民来往内地通行证》或《台湾居民来往大陆通行证》等； </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（3）外籍人士提供《外国人永久居留身份证》等。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>2、婚姻状况证明： </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（1）结婚证、离婚证、离婚协议、法院判决离婚的生效文书等； </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（2）单身声明。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>3、购房证明： </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（1）购买期房、现房的，提供经住建部门确认的购房合同及备案表； </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（2）购买再交易房的，提供经住建部门确认的购房合同或协议。</span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'> 4、首付款证明： </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（1）购买期房、现房的，提供首付款收据，刷卡 POS 单或现金收款单等。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（2）购买再交易房的，提供买卖双方确认的银行转账凭据、银行现金缴款单、首付款收据、资金监管凭证等。</span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'> 5.异地缴存职工、县处级女干部及军队转业干部另应提供的相关资料： </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（1）异地缴存职工，提供缴存使用证明、附有记账日期的缴存提取明细，如借款申请人授权公积金中心通过住房公积金共享平台等渠道查询，且能获取查询结果的，可不需要自行提供。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（2）职工变更了住房公积金缴存中心的，应提供原缴存中心出具的缴存提取明细。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（3）县处级女干部提供所在单位的任职文件等证明材料，具有高级职称的女性专业技术人员提供高级职称的聘用证明。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>（4）军队转业干部将部队住房公积金转入补缴至公积金中心的，应提供原所在部队出具的转业证或退役证，住房公积金缴存证明、明细等资料。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>6、收入相关资料。</span><span style='outline: 0px; letter-spacing: 0.034em; text-indent: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'>组合贷款中商业性个人住房贷款部分应按贷款银行要求提供收入相关资料。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>7、委托扣款账户：符合受托银行扣划要求的借款申请人（不含共同申请人）个人借记卡Ι类卡。 </span></p><p style='border: medium none; font-size: 18px; outline: 0px; text-indent: 2em; line-height: 2em; writing-mode: horizontal-tb; text-orientation: mixed;'><span style='outline: 0px; text-indent: 2em; letter-spacing: 0.034em; writing-mode: horizontal-tb; text-orientation: mixed;'>8、公积金中心要求提供的其他相关资料。</span></p></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>实施细则自印发之日起施行，原资阳市住房公积金管理中心关于印发《资阳市住房公积金贷款管理实施细则》的通知（资住金发〔2019〕3号）同时废止。</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-indent: 2em; line-height: 2em;'><span style='outline: 0px; writing-mode: horizontal-tb; text-orientation: mixed;'>原有规定与本实施细则不一致的，按本实施细则执行。本实施细则未尽事宜，参照国家、省、市相关管理规定执行。国家、省、市相关管理规定发生调整的，从其调整规定。</span></section><section style='outline: 0px; letter-spacing: 0.544px; text-indent: 2em; line-height: 2em;'><span style='letter-spacing: 0.544px; text-indent: 2em;'><font face="system-ui, -apple-system, system-ui, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif">来源：</font></span><span style='font-family: "Microsoft Yahei", "Helvetica Neue", Helvetica, Arial, "Hiragino Sans GB", "Heiti SC", "WenQuanYi Micro Hei", sans-serif; letter-spacing: 0.544px; text-indent: 2em;'>雁江之声</span></section></div> <!----></div> <!---->
娇子大道
发表于 2023-11-16 22:27
规定变化快
大头哥
发表于 2023-11-17 12:02
谢谢分享
如约而至
发表于 2023-11-17 14:04
谢谢分享
飞鹰展翅
发表于 2023-11-17 19:21
了解信息，买房有益。
落羽神恋曲
发表于 2023-11-17 19:25
又有了新的变化
人说雁江好风光
发表于 2023-11-17 19:50
谢谢你的分享！
人说雁江好风光
发表于 2023-11-17 19:53
关注住房公积金贷款，买房更实惠！
人说雁江好风光
发表于 2023-11-17 19:54
用公积金贷款买房，买房者有益！
风雪夜归人
发表于 2023-11-17 21:06
了解信息，买房有益。