我已经有医保了，还需要“资惠保”吗？官方解答来了！
<div class="wx_rich_media_content" id="jsWxContainer"><section style="letter-spacing: 1px; line-height: 1.6;"><section style="font-size: 15px; text-align: center; line-height: 0;" powered-by="xiumi.us"></section><section style="font-size: 15px; line-height: 1.5;" powered-by="xiumi.us"><p><br></p></section><section style="font-size: 15px; text-align: center; line-height: 2; letter-spacing: 1.5px;" powered-by="xiumi.us"><p>“资惠保”一经上线</p><p>就获得了广大市民朋友的热切关注</p><p>投保人数持续增长</p><p>在这里要夸一夸咱资阳人的保险意识</p><p> 但仍有不少朋友在后台咨询：</p><p><span style="font-size: 17px;color: rgb(151, 22, 22);"><strong><span style="text-shadow: rgb(255, 211, 171) 0px 1.8px 0px, rgb(255, 211, 171) 1.3px 1.3px 0px, rgb(255, 211, 171) 1.8px 0px 0px, rgb(255, 211, 171) 1.3px -1.3px 0px, rgb(255, 211, 171) 0px -1.8px 0px, rgb(255, 211, 171) -1.3px -1.3px 0px, rgb(255, 211, 171) -1.8px 0px 0px, rgb(255, 211, 171) -1.3px 1.3px 0px;">我已经有医保了</span></strong></span></p><p><span style="font-size: 17px;color: rgb(151, 22, 22);"><strong><span style="text-shadow: rgb(255, 211, 171) 0px 1.8px 0px, rgb(255, 211, 171) 1.3px 1.3px 0px, rgb(255, 211, 171) 1.8px 0px 0px, rgb(255, 211, 171) 1.3px -1.3px 0px, rgb(255, 211, 171) 0px -1.8px 0px, rgb(255, 211, 171) -1.3px -1.3px 0px, rgb(255, 211, 171) -1.8px 0px 0px, rgb(255, 211, 171) -1.3px 1.3px 0px;">还需要参保“资惠保”吗？</span></strong></span></p><p>答案是——<span style="color: rgb(151, 22, 22);"><strong>需要，而且很有必要！</strong></span></p></section><p powered-by="xiumi.us" style="font-size: 15px;"><br></p><section style="font-size: 15px; justify-content: flex-start; display: flex; flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(237, 237, 237);padding-left: 14px;"><section style="justify-content: flex-start;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;vertical-align: middle;width: auto;align-self: center;flex: 0 0 auto;min-width: 5%;height: auto;"><section style="justify-content: flex-start;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;width: 18px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;height: auto;"><section style="margin-top: 0.5em;margin-bottom: 0.5em;" powered-by="xiumi.us"><section style="background-color: rgb(187, 119, 66);height: 3px;"><svg viewBox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section><section style="text-align: center;transform: translate3d(5px, 0px, 0px);margin-top: -3px;margin-bottom: 8px;" powered-by="xiumi.us"><section style="background-color: rgba(208, 170, 106, 0.53);height: 3px;"><svg viewBox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section></section><section style="display: inline-block;vertical-align: middle;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;padding-left: 10px;align-self: center;"><section style="margin-top: 10px;margin-bottom: 10px;transform: translate3d(5px, 0px, 0px);" powered-by="xiumi.us"><section style="text-align: justify;font-size: 16px;color: rgb(255, 255, 255);line-height: 1.5;"><p><strong><span style="color: rgb(20, 20, 20);">医保是人人必备的基础保障</span></strong></p></section></section></section></section></section></section><section style="font-size: 15px; justify-content: flex-start; display: flex; flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block; width: 100%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; border-style: solid; border-width: 0px 1px 1px; border-color: rgb(217, 217, 217);"><section style="text-align: justify;line-height: 1;" powered-by="xiumi.us"><p><br></p></section><section style="justify-content: flex-start;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;"><section style="text-align: center;line-height: 0;" powered-by="xiumi.us"><section style="vertical-align: middle;display: inline-block;line-height: 0;width: 93%;height: auto;"><span class="wxart_image" wx-style="display:inline-block;vertical-align: middle;width: 100%;"></span></section></section><section style="text-align: justify;line-height: 1.5;" powered-by="xiumi.us"><p><br></p></section><section style="text-align: justify;padding-right: 15px;padding-left: 15px;line-height: 2;letter-spacing: 1.5px;" powered-by="xiumi.us"><p style="text-indent: 2.2em; margin-bottom: 15px;">基本医疗保险是国家给予我们每个人的一项基本保障，也是我们面对疾病风险时的第一道防护线，它的基本原则是<span style="color: rgb(151, 22, 22);"><strong>“保基本，广覆盖”</strong></span>，目的是保证所有人看病都能用，起到基础托底的作用。咱们资阳市有260余万基本医保参保人，然而，遇到大病来临，只有基本医保是不够满足医药费所带来的经济负担的。</p><p style="text-indent: 2.2em;">所以呀，术业有专攻，保险也需要搭配着来，就像我们平时吃饭，基本医保相当于“主食”，但日常饮食不仅需要主食打底，也要杂粮、蔬果、肉蛋搭配才能保持健康。<strong><span style="text-indent: 0em;">用一张图给大家看看，医保大致的报销范围</span><span style="text-indent: 0em;">：</span></strong></p></section></section></section><section style="text-align: justify;line-height: 1.5;" powered-by="xiumi.us"><p><br></p></section><section style="text-align: center;line-height: 0;" powered-by="xiumi.us"><section style="vertical-align: middle;display: inline-block;line-height: 0;width: 93%;height: auto;"><span class="wxart_image" wx-style="display:inline-block;vertical-align: middle;width: 100%;"></span></section></section><section style="text-align: center;justify-content: center;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;width: 93%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(245, 249, 255);padding-top: 15px;padding-bottom: 15px;height: auto;"><section style="text-align: left;justify-content: flex-start;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;vertical-align: top;width: 50%;align-self: flex-start;flex: 0 0 auto;border-style: dashed;border-width: 0px 1px 0px 0px;border-color: rgb(63, 94, 33) rgb(217, 217, 217) rgb(63, 94, 33) rgb(63, 94, 33);padding-right: 10px;padding-left: 15px;"><section style="text-align: justify;line-height: 1.8;" powered-by="xiumi.us"><p style="margin-bottom: 5px;"><strong><span style="color: rgb(0, 106, 186);">医保目录外不报：</span></strong></p><p><span style="color: rgb(20, 20, 20);">医保只有符合目录内的医疗费用，才能报销。超出医保目录外的医疗费用需要自行承担。</span></p></section></section><section style="display: inline-block;vertical-align: top;width: 50%;padding-right: 15px;padding-left: 10px;"><section style="text-align: justify;color: rgb(20, 20, 20);line-height: 1.8;" powered-by="xiumi.us"><p style="margin-bottom: 5px;"><strong><span style="color: rgb(0, 106, 186);">不能 100% 报销：</span></strong></p><p>不是所有在医保范围内产生的费用，都可以百分百报销，基本医保和大病保险都是按比例赔付。</p></section></section></section><section style="justify-content: center;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;width: 95%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;border-bottom: 1px dashed rgb(217, 217, 217);height: auto;"><section style="text-align: justify;font-size: 12px;line-height: 1;" powered-by="xiumi.us"><p><br></p></section></section></section><section style="text-align: justify;line-height: 1;" powered-by="xiumi.us"><p><br></p></section><section style="text-align: left;justify-content: flex-start;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;vertical-align: top;width: 50%;align-self: flex-start;flex: 0 0 auto;border-style: dashed;border-width: 0px 1px 0px 0px;border-color: rgb(63, 94, 33) rgb(217, 217, 217) rgb(63, 94, 33) rgb(63, 94, 33);padding-right: 10px;padding-left: 15px;"><section style="text-align: justify;color: rgb(20, 20, 20);line-height: 1.8;" powered-by="xiumi.us"><p style="margin-bottom: 5px;"><span style="color: rgb(0, 106, 186);"><strong>超过封顶线不报：</strong></span></p><p>医保有最大报销限额，不能超过最高赔付额。</p></section></section><section style="display: inline-block;vertical-align: top;width: 50%;padding-right: 15px;padding-left: 10px;"><section style="text-align: justify;color: rgb(20, 20, 20);line-height: 1.6;" powered-by="xiumi.us"><p style="margin-bottom: 5px;"><span style="color: rgb(0, 106, 186);"><strong>起付线以下的不报：</strong></span></p><p>医保报销有“门槛”，起付标准以下的住院医疗费由病人个人负担。</p></section></section></section></section></section><section style="text-align: justify;line-height: 1.5;" powered-by="xiumi.us"><p><br></p></section><section style="text-align: justify;color: rgb(20, 20, 20);letter-spacing: 1.5px;line-height: 2;padding-right: 15px;padding-left: 15px;" powered-by="xiumi.us"><p style="text-indent: 2.2em;">所以，在面对一些治疗费用昂贵的重大疾病、罕见病时，要想获得更全面的保障，光有医保是不够的。</p></section><section style="text-align: justify;line-height: 1;" powered-by="xiumi.us"><p><br></p></section></section></section><p powered-by="xiumi.us" style="font-size: 15px;"><br></p><section style="font-size: 15px; justify-content: flex-start; display: flex; flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;min-width: 5%;height: auto;"><section style="justify-content: flex-start;display: flex;flex-flow: row nowrap;" powered-by="xiumi.us"><section style="display: inline-block;width: auto;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(217, 41, 41);min-width: 5%;height: auto;padding: 6px 15px;"><section style="color: rgb(255, 255, 255);text-align: justify;font-size: 17px;line-height: 1.5;" powered-by="xiumi.us"><p><strong>资惠保</strong></p></section></section></section><section style="margin-bottom: -6px;transform: scale(0.66);transform-origin: left top;" powered-by="xiumi.us"><section style="line-height: 1;transform: translate3d(12px, 0px, 0px);"><section style="width: 0px;display: inline-block;border-top: 0.6em solid rgb(217, 41, 41);border-left: 0.6em solid rgb(217, 41, 41);border-bottom: 0.6em solid transparent !important;border-right: 0.6em solid transparent !important;"><svg viewBox="0 0 1 1" style="float:left;line-height:0;width:0;vertical-align:top;"></svg></section></section></section></section><section style="display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;background-color: rgb(255, 235, 235);padding: 6px 6px 6px 14px;"><section style="text-align: justify;font-size: 17px;color: rgb(151, 22, 22);line-height: 1.5;" powered-by="xiumi.us"><p><strong>医保的有力补充</strong></p></section></section></section><section style="font-size: 15px; justify-content: flex-start; display: flex; flex-flow: row nowrap; margin-top: 5px;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(255, 248, 248);height: auto;padding-top: 20px;padding-bottom: 20px;border-style: solid;border-width: 1px;border-color: rgb(231, 156, 156);"><section style="text-align: justify;color: rgb(20, 20, 20);letter-spacing: 1.5px;line-height: 2;padding-right: 15px;padding-left: 15px;" powered-by="xiumi.us"><p style="text-indent: 2.2em; margin-bottom: 10px;">“资惠保”是一款在政府指导监督下，专为资阳市医保参保人量身打造的定制型商业医疗保险，与职工、居民基本医疗保险相衔接，具有<strong><span style="color: rgb(151, 22, 22);">参保门槛低、保障范围广</span></strong>等特点，可以切实减轻群众重特大疾病医疗费用负担，满足资阳市人民多样化的健康保障需求。</p><p style="text-indent: 2.2em;">基本医保报销完之后，余下不能报的部分（如医保内报销后的剩余的、医保外不能报销的），还能用<span style="color: rgb(151, 22, 22);"><strong>“资惠保”</strong></span>进行<strong><span style="color: rgb(151, 22, 22);">“二次报销”</span></strong>，从而分担更多医疗费用。</p></section></section></section><section style="font-size: 15px; line-height: 1;" powered-by="xiumi.us"><p><br></p></section><section style="font-size: 15px; color: rgb(20, 20, 20); line-height: 2; letter-spacing: 1.5px; padding-right: 15px; padding-left: 15px;" powered-by="xiumi.us"><p style="text-indent: 2.2em;">“资惠保”一年仅需<span style="color: rgb(151, 22, 22);"><strong>59元</strong></span>，最高<strong><span style="color: rgb(151, 22, 22);">200万</span></strong>保障。凡资阳市基本医疗保险在保人员，<strong><span style="color: rgb(151, 22, 22);">不限年龄、户籍、健康状态、既往病史、职业类型</span></strong>，均可参保！</p><section style="text-indent: 2.2em; line-height: normal;"><br></section></section><section style="font-size: 15px; text-align: center; line-height: 0;" powered-by="xiumi.us"><a href="https://static.wesure.cn/app4/benefit-the-people/insure?cityCode=512000&productCode=LH53&wtagid=W119.78.2964&agentWtag=W119.78.2964&times=1"></a></section><section style="font-size: 15px; line-height: 1.8;" powered-by="xiumi.us"><p><br></p></section><section style="font-size: 15px; text-align: center; color: rgb(20, 20, 20); letter-spacing: 1.5px; line-height: 2;" powered-by="xiumi.us"><p><span style="color: rgb(151, 22, 22);font-size: 16px;"><strong>医保+“资惠保”</strong></span>双重保障</p><p>全方位守护资阳人民群众健康</p><p>让资阳市民看得起病、吃得起药</p><p>快分享给身边的亲朋好友</p><p>一起把健康和幸福带回家！</p></section><section style="font-size: 15px; text-align: center; margin-top: 10px; margin-bottom: 10px; line-height: 0;" powered-by="xiumi.us"><section style="vertical-align: middle;display: inline-block;line-height: 0;box-shadow: rgb(0, 0, 0) 0px 0px 0px;width: 8%;height: auto;"><span class="wxart_image" wx-style="display:inline-block;vertical-align: middle;width: 100%;"></span></section></section><section style="font-size: 15px; text-align: center; line-height: 0;" powered-by="xiumi.us"><br></section><section style="text-align: center; line-height: 2; letter-spacing: 1.6px;" powered-by="xiumi.us"><p style=""><a href="https://static.wesure.cn/app4/benefit-the-people/insure?cityCode=512000&productCode=LH53&wtagid=W119.78.2964&agentWtag=W119.78.2964&times=1" style=""><b style=""><font color="#ff0000" size="6">点我了解投保详情</font></b></a></p></section><p style="font-size: 15px; text-align: center;" powered-by="xiumi.us"><br></p><section class="mp_profile_iframe_wrp" style="font-size: 15px;"><mp-common-profile class="js_uneditable custom_select_card mp_profile_iframe" data-pluginname="mpprofile" data-weui-theme="light" data-id="Mzg3MzUxODA5OA==" data-headimg="http://mmbiz.qpic.cn/mmbiz_png/BAMEW3BTtlAMdknblcxnuxM7mTQ002R3rfbqef8FMaAv3IVYP2ibGiajLibMkYI336NehSvKDJYqTMFfQlHfib3FVA/0?wx_fmt=png" data-nickname="资惠保" data-alias="" data-signature="资惠保是由资阳市金融局指导，资阳市医疗保障局和资阳市银保监局监督，专为资阳市医保参保人定制，紧密衔接基本医疗保险，旨在提升参保群众医疗保障水平，是资阳市多层次医疗保障体系的重要组成部分。" data-from="0" data-is_biz_ban="0"></mp-common-profile></section></section><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p><br>来源：资惠保</div><p></p> 人说雁江好风光 发表于 2023-5-4 21:37买资惠保，大病太实惠！
你买没得啊 感谢解读 多多益善 我也咨询了一些朋友。 理解透彻 解答详细 我也咨询了一些朋友。 还没买呢 等朋友买了再看看 还没买哦