离婚时能不能分割养老保险金？丨天府小妹微普法栏目第四十一期
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155);"><strong>『天府小妹微普法』</strong></span>栏目</span></p><p><span style="color: rgb(49, 133, 155);font-size: 15px;font-family: Helvetica, Arial, sans-serif;"><strong>第四十一期</strong></span></p></section></section></section><section class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><section class="" style="margin-top: 10px;margin-bottom: -25px;"><section class="" style="max-width: 100%;vertical-align: middle;display: inline-block;overflow: hidden !important;"><svg xmlns="http://www.w3.org/2000/svg" x="0px" y="0px" viewBox="0 0 36 34.3" style="vertical-align: middle;max-width: 100%;" width="36"><g><path d="M12.5,7.2c0-0.9,2.4-4.3,2.1-4.8C14.4,1.9,10,4.6,9.4,4.3C8.8,4.1,5.6-0.3,5.3,0C4.6,0.8,5.6,5.5,5.4,6C5.1,6.5,0.2,7.7,0,8.5c-0.2,0.8,5.5,1.2,5.7,1.8c0.2,0.5,0,5.4,0.9,5.6c0.9,0.2,3.2-4.3,3.6-4.6c0.4-0.3,6.2,1,6.6,0.5C17.3,11.2,12.5,8.1,12.5,7.2z 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#5ba6ad;border-bottom-color: #5ba6ad;border-left-color: #5ba6ad;font-size: 1em;font-weight: inherit;text-decoration: inherit;color: #fefefe;box-sizing: border-box;"><section style="margin-top: 2px;border-width: 0px;border-style: initial;border-color: #5ba6ad;overflow: hidden;color: inherit;box-sizing: border-box;"><section style="display: inline-block;font-size: 1em;font-weight: inherit;text-align: inherit;text-decoration: inherit;color: inherit;border-color: rgb(91, 166, 173);box-sizing: border-box;font-family: inherit;"><section class="135brush" data-bcless="darken" data-brushtype="text" style="padding: 5px 10px;display: inline-block;line-height: 1.4em;height: 32px;vertical-align: top;font-weight: bold;float: left;color: inherit;border-color: rgb(54, 103, 108);background: rgb(91, 166, 173);box-sizing: border-box;font-family: inherit;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">本期内容</span></section><section style="display: inline-block;vertical-align: top;width: 0px;height: 0px;border-top: 32px solid #5ba6ad;border-right: 32px solid transparent;border-top-right-radius: 4px;border-bottom-left-radius: 2px;color: inherit;box-sizing: border-box;"></section></section></section></section></section></section><p style="line-height: 1.75em;letter-spacing: 2px;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;"><span style="color: rgb(63, 63, 63);">■ </span><span style="color: rgb(63, 63, 63);letter-spacing: 1.5px;caret-color: red;">养老保险金作为夫妻共同财产的法律规定</span></span></p><p style="line-height: 1.75em;letter-spacing: 2px;"><span style="color: rgb(63, 63, 63);letter-spacing: 1.5px;caret-color: red;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">■ 不同情形下养老保险金的处理</span></p></section></section></section><p>https://res.wx.qq.com/voice/getvoice?mediaid=MzA4MjE4MTgzMl8yNjUxNDIzOTE4第四十一期·天府小妹微普法</p><section class="_135editor" data-tools="135编辑器" data-id="91948" style="border-width: 0px;border-style: none;border-color: 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border-box;"><section data-width="98%" style="margin-right: auto;margin-left: auto;width: 98%;"><section style="margin-bottom: -35px;height: 0px;width: 0px;border-top: 0px solid transparent;border-left: 35px solid #c9c9c9;border-bottom: 35px solid transparent;box-sizing: border-box;"></section><section style="border-width: 2px;border-style: solid;border-color: #c9c9c9;box-sizing: border-box;"><section data-autoskip="1" class="135brush" style="padding: 1em;font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;box-sizing: border-box;"><p><span style="color: #3F3F3F;"><strong><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">白新群</span></strong><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">，四川明炬律师事务所律师</span></span></p><p><span style="font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">省妇联“天府小妹微普法”栏目公益讲师</span></p></section></section><section style="margin-top: -40px;margin-right: -5px;height: 0px;width: 0px;border-right: 45px solid #d72b39;border-top: 45px solid transparent;float: right;box-sizing: border-box;"></section></section></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p><br></p></section></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><section style="padding: 10px;box-sizing: border-box;"><section data-width="100%" style="width: 100%;display: -webkit-flex;align-items: flex-end;justify-content: center;"><section style="width: 40px;display: -webkit-flex;"><section style="margin-right: auto;margin-left: auto;width: 16px;height: 16px;border-width: 1px;border-style: solid;border-color: #e06872;display: -webkit-flex;justify-content: center;align-items: center;transform: rotate(45deg);-webkit-transform: rotate(45deg);-moz-transform: rotate(45deg);-ms-transform: rotate(45deg);-o-transform: rotate(45deg);"><section style="width: 8px;height: 8px;background-color: #e06872;"></section></section><section style="margin-right: auto;margin-left: 4px;width: 16px;height: 16px;border-width: 1px;border-style: solid;border-color: #e06872;display: -webkit-flex;justify-content: center;align-items: center;transform: rotate(45deg);-webkit-transform: rotate(45deg);-moz-transform: rotate(45deg);-ms-transform: rotate(45deg);-o-transform: rotate(45deg);"><section style="width: 8px;height: 8px;background-color: #e06872;"></section></section></section><section style="padding-right: 15px;padding-left: 15px;box-sizing: border-box;"><p class="135brush" data-brushtype="text" style="color: #3e3e3e;"><span style="color: rgb(63, 63, 63);font-size: 15px;font-family: Helvetica, Arial, sans-serif;">本期内容</span></p></section><section style="width: 40px;display: -webkit-flex;"><section style="margin-right: auto;margin-left: auto;width: 16px;height: 16px;border-width: 1px;border-style: solid;border-color: #e06872;display: -webkit-flex;justify-content: center;align-items: center;transform: rotate(45deg);-webkit-transform: rotate(45deg);-moz-transform: rotate(45deg);-ms-transform: rotate(45deg);-o-transform: rotate(45deg);"><section style="width: 8px;height: 8px;background-color: #e06872;"></section></section><section style="margin-right: auto;margin-left: 4px;width: 16px;height: 16px;border-width: 1px;border-style: solid;border-color: #e06872;display: -webkit-flex;justify-content: center;align-items: center;transform: rotate(45deg);-webkit-transform: rotate(45deg);-moz-transform: rotate(45deg);-ms-transform: rotate(45deg);-o-transform: rotate(45deg);"><section style="width: 8px;height: 8px;background-color: #e06872;"><br></section></section></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="90422" data-color="#fde2d8" data-custom="#fde2d8"><section style="padding: 10px;box-sizing: border-box;"><section style="width:100%;display:flex;display:-webkit-flex;" data-width="100%"><section><section style="width: 0px;height: 0px;border-bottom: 10px solid rgb(253, 226, 216);border-left: 15px solid rgb(255, 255, 255);margin-top: 15px;box-sizing: border-box;"></section></section><section class="135brush" data-brushtype="text"><section style="background-color: rgb(253, 226, 216);padding: 5px 15px;line-height: 25px;color: rgb(204, 63, 10);border-radius: 5px;box-sizing: border-box;" class="135brush" data-brushtype="text"><p><span style="font-size: 15px;color: #3f3f3f;">听众朋友们，大家好，我是四川明炬律师事务所的律师——白新群。这期节目，我们一起来探讨这样一个话题，即“离婚时能不能分割养老保险金”。</span></p></section></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;"><section class="_135editor" data-tools="135编辑器" data-id="95057"><section style="width: 100%;" data-width="100%"><section style="display: flex;justify-content: center;align-items: center;"><section style="width:1.6em;"><br></section><section style="width: 100%;height:1px;background: #b99c3b;" data-width="100%"></section></section><section style="padding: 6px 1em;box-sizing: border-box;"><section class="135brush" style="padding: 1em;box-shadow: rgb(231, 226, 207) 0px 0px 12px;letter-spacing: 1.5px;line-height: 1.75em;box-sizing: border-box;"><p><span style="font-size: 15px;">现在人们的婚恋观已经发生了很大的变化，对于“离婚”的态度越来越包容，也都知道离婚就涉及到分割夫妻共同财产，所以也比较关注在一方名下的财产是个人财产，还是夫妻共同财产。房子、车子之类的财产，大家都大概有了一个概念，虽然不一定能准确界定，但至少对这类财产的认知比较多。而当“离婚”和“养老保险金”放在一起时，很多人的第一反应是这两个有啥联系，莫非连养老保险金都可以分割吗？</span></p><p><br></p><p><span style="font-size: 15px;"><span class="wxart_image" wx-style="display:inline-block;"></span></span></p></section></section><section style="display:flex;justify-content: center;align-items: center;"><section style="width: 100%;height: 1px;background: #b99c3b;" data-width="100%"></section><section style="width:1.6em;"><br></section></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="94928" data-color="#feecaf" data-custom="#feecaf"><section style="width: 100%;" data-width="100%"><section style="width: 2.4em;margin-right: auto;margin-left: auto;margin-bottom: -1.2em;transform: rotate(0deg);"><br></section><section style="border-width: 2px;border-style: solid;border-color: rgb(254, 236, 175);background: rgb(254, 254, 254);box-sizing: border-box;padding-top: 2em;"><section style="width: 50%;height: 4px;background: rgb(254, 236, 175);margin-top: -28px;margin-right: auto;margin-left: auto;color: rgb(172, 133, 2);" data-width="50%"></section><section data-autoskip="1" class="135brush" style="padding: 1em;font-size: 14px;letter-spacing: 1.5px;box-sizing: border-box;"><p style="line-height: 2em;">不饶弯子，我可以肯定地告诉大家，<strong>养老保险是能分割的，只是在分割时需根据具体的情况来看，是分割养老保险金还是分割养老保险费。</strong></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;">既然说养老保险能分割，那前提就是养老保险可以被认定为夫妻共同财产，因为离婚时分割的财产是夫妻共同财产，如果是个人财产的就不存在分割的问题了，而某一项财产是属于夫妻共同财产还是个人财产，并不是普通大众所认为的在谁名下就是谁的财产，是需要有法律根据的。</p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="92498"><section style="display: flex;justify-content: center;padding-top: 15px;padding-bottom: 15px;box-sizing: border-box;"><section><section><p style="padding-right: 20px;padding-left: 20px;line-height: 30px;background-color: rgb(170, 206, 219);color: rgb(255, 255, 255);"><strong>一、养老保险金作为夫妻共同财产的法律规定</strong></p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="94824"><section style="padding-right: 12px;padding-left: 12px;box-sizing: border-box;"><section style="width: 4em;height: 2em;border-top: 2px solid rgb(210, 232, 184);border-right: 2px solid rgb(210, 232, 184);opacity: 0.6;float: right;margin-right: -8px;box-sizing: border-box;"><br></section><section style="clear: both;"></section><section style="border-width: 1px;border-style: solid;border-color: rgb(180, 204, 162);background: rgb(254, 254, 254);margin-top: -1.5em;box-sizing: border-box;"><section data-autoskip="1" class="135brush" style="font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;color: rgb(63, 62, 63);padding: 1em;box-sizing: border-box;"><p style="line-height: 2em;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">我们就先来说说养老保险金作为夫妻共同财产的法律规定。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">说到这里，可能就有朋友提出疑问了，因为《婚姻法》第十七条规定夫妻共同所有的财产是：（一）工资、奖金；（二）生产、经营的收益；（三）知识产权的收益；（四）继承或赠与所得的财产；（五）其他应当归共同所有的财产。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">而第十八条规定为夫妻一方的财产是：（一）一方的婚前财产；（二）一方因身体受到伤害获得的医疗费、残疾人生活补助费等费用；（三）遗嘱或赠与合同中确定只归夫或妻一方的财产；（四）一方专用的生活用品；（五）其他应当归一方的财产。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;"><span class="wxart_image" wx-style="display:inline-block;z-index: -1;cursor: pointer;white-space: normal;"></span></span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">并没有明确说养老保险是个人财产还是夫妻共同财产呀，凭什么我就肯定地说是夫妻共同财产。</span></p></section></section><section style="width: 4em;height: 2em;border-bottom: 2px solid rgb(210, 232, 184);border-left: 2px solid rgb(210, 232, 184);opacity: 0.6;margin-left: -8px;margin-top: -1.5em;box-sizing: border-box;"><br></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="94896" data-color="#e5f3d0" data-custom="#e5f3d0"><section style="box-sizing: border-box;"><section style="width: 100%;border-top: 8px solid rgb(229, 243, 208);box-sizing: border-box;" data-width="100%"></section><section style="width: 92%;margin-right: auto;margin-left: auto;border-right: 1px solid rgb(229, 243, 208);border-bottom: 1px solid rgb(229, 243, 208);border-left: 1px solid rgb(229, 243, 208);border-top: none;box-sizing: border-box;" data-width="92%"><section data-autoskip="1" class="135brush" style="font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;padding: 1.6em 1em 1em;box-sizing: border-box;"><p style="line-height: 2em;"><span style="font-size: 15px;">那是因为，大家普遍所认知的婚姻法只是全称为《中华人民共和国婚姻法》这个婚姻法，而在专业的法律从业者的认知里，我国完整的婚姻法体系还包括了婚姻法的司法解释，法院审判案件时可以直接适用。在我国现行的即2001年修正的《婚姻法》中确实是并未明确规定养老保险金是否属于夫妻共同财产。</span></p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="93988" data-color="#c2c92a" data-custom="#c2c92a"><section><section style="display: flex;justify-content:flex-start;align-items: center;margin-bottom: -8px;margin-left:0.8em;transform: rotate(0deg);-webkit-transform: rotate(0deg);-moz-transform: rotate(0deg);-ms-transform: rotate(0deg);-o-transform: rotate(0deg);"><section data-bdless="spin" data-bdlessp="280" data-bdopacity="1%" style="height: 0px;width: 0px;border-width: 8px;border-style: solid;border-color: transparent transparent transparent rgba(194, 201, 42, 0.99);box-sizing: border-box;"></section><section data-bdless="spin" data-bdlessp="280" data-bdopacity="30%" style="margin-right: -4px;margin-left: -4px;height: 0px;width: 0px;border-width: 8px;border-style: solid;border-color: transparent transparent transparent rgba(194, 201, 42, 0.7);box-sizing: border-box;"></section><section data-bdless="spin" data-bdlessp="280" data-bdopacity="60%" style="height: 0px;width: 0px;border-width: 8px;border-style: solid;border-color: transparent transparent transparent rgba(194, 201, 42, 0.4);box-sizing: border-box;"></section></section><section style="border-width: 1px;border-style: dotted;border-color: rgb(225, 225, 225);box-sizing: border-box;"><section class="135brush" style="padding: 1em;font-size: 14px;line-height: 1.75em;color: rgb(63, 63, 63);letter-spacing: 1.5px;box-sizing: border-box;"><p style="line-height: 2em;"><span style="font-size: 15px;">也正因为《婚姻法》中没有明确规定，而养老保险金又不像房子这种纯粹的财物，它还具有一定的人身属性，这就导致司法实践中对其是否属于夫妻共同财产具有一定的争议，法院判决也不尽一致。于是2003年12月26日最高人民法院颁布的关于适用《中华人民共和国婚姻法》若干问题的解释（二）第十一条作出规定：婚姻关系存续期间，下列财产属于婚姻法第十七条规定的“其他应当归共同所有的财产”：……（三）男女双方实际取得或者应当取得的养老保险金、破产安置补偿费。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span class="wxart_image" wx-style="display:inline-block;"></span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="font-size: 15px;">至此，关于养老保险金是否属于夫妻共同财产的争议尘埃落定，明确规定<span style="color: rgb(192, 0, 0);"><strong>夫妻关系存续期间实际取得或者应当取得的养老保险金属于夫妻共同财产。</strong></span></span></p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="92498"><section style="display: flex;justify-content: center;padding-top: 15px;padding-bottom: 15px;box-sizing: border-box;"><section><section><section style="padding-right: 20px;padding-left: 20px;line-height: 30px;background-color: rgb(170, 206, 219);color: rgb(255, 255, 255);box-sizing: border-box;" class="135brush" data-brushtype="text"><strong>二、不同情形下养老保险金的处理</strong></section></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section data-role="paragraph" class="_135editor"><p><span style="color: #3f3f3f;font-size: 15px;letter-spacing: 1.5px;caret-color: red;">搞清楚了养老保险金是否属于夫妻共同财产这个问题，我们再来看在离婚时养老保险金不同情形的处理。</span></p></section><p style="line-height: 2em;letter-spacing: 1.5px;text-align: center;"><br></p><section class="_135editor" data-tools="135编辑器" data-id="94809"><section style="padding-top: 10px;padding-bottom: 10px;box-sizing: border-box;"><section class="135bg" style="border-width: 1px;border-style: solid;border-color: rgb(236, 235, 235);<a href=" https:="" mmbiz.qpic.cn="" mmbiz_png="" zrluiaje4ovzarmbh7btcaooibksfkmzbsrguvzjshb0svcglijmcbqgmcxoxmuticesjdwsawvgaibjic2sesjx6yq="" 640?wx_fmt="png""" target="_blank"><br><section data-autoskip="1" class="135brush" style="font-size: 14px;letter-spacing: 1.5px;padding: 1em;box-sizing: border-box;"><p style="line-height: 2em;"><span style="font-size: 15px;">鉴于养老保险金和养老保险费容易被混为一谈，所以我们需要明确，养老保险金与养老保险费是不一样的，在离婚纠纷中的认定和处理也是不同的。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="color: #c00000;"><strong><span style="font-size: 15px;">养老保险金</span></strong></span><span style="font-size: 15px;">是国家和社会在劳动者年老丧失劳动能力的情况下，为了使其老有所养、安度晚年而给予劳动者本人的经济帮助和社会保险，是职工在退休后领取的工资。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="color: #c00000;"><strong><span style="font-size: 15px;">养老保险费</span></strong></span><span style="font-size: 15px;">是职工退休前由单位从职工工资中扣缴或统筹存入职工个人账户下的，是职工退休前的工资积累部分，缴交养老保险费是领取养老保险金的前提条件。</span></p></section></section><section class="135bg" style="float: right;width: 12em;<a href=" https:="" mmbiz.qpic.cn="" mmbiz_png="" zrluiaje4ovzarmbh7btcaooibksfkmzbsqxwnuaich1tw1fdfwnqrpvohmjo8dfibeoiczmict9hkizpqygibfsc4yka="" 640?wx_fmt="png""" target="_blank"><br></section></section></section><p style="line-height: 2em;letter-spacing: 1.5px;text-align: center;"><br></p><p><span style="font-size: 15px;color: #3f3f3f;">所以，对于养老保险金的处理分为两个不同的阶段。</span></p><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="94817"><section style="width: 100%;" data-width="100%"><section style="border-left: 6px solid #ffb497;padding-left:6px;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="background: rgb(255, 232, 223);display: inline-block;padding: 2px 12px;letter-spacing: 1.5px;box-sizing: border-box;"><strong>1.已退休，能确定取得的养老保险金金额的</strong></section></section><section style="padding-left: 5px;box-sizing: border-box;"><section style="border-bottom: 1px solid rgb(208, 208, 208);border-left: 1px solid rgb(208, 208, 208);border-top: none;border-right: none;box-sizing: border-box;"><section data-autoskip="1" class="135brush" style="padding: 1em;font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;box-sizing: border-box;"><p style="line-height: 2em;"><span style="font-size: 15px;">对于这种情形，如上文所述，夫妻关系存续期间实际取得或者应当取得的养老保险金属于夫妻共同财产，所以对已经实际取得或应当取得养老保险金的，由于此时的养老保险金数额是确定的，</span><span style="color: #c00000;"><strong><span style="font-size: 15px;">可以像其他共同财产那样进行分割。</span></strong></span></p></section></section><section style="width: 1.2em;background: #ffb497;height:6px;float: right;"></section><section style="clear: both;"></section></section></section></section><p><br></p><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="94817"><section style="width: 100%;" data-width="100%"><section style="border-left: 6px solid #ffb497;padding-left:6px;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="background: rgb(255, 232, 223);display: inline-block;padding: 2px 12px;letter-spacing: 1.5px;box-sizing: border-box;"><strong>2.未退休或者不符合领取条件的</strong></section></section><section style="padding-left: 5px;box-sizing: border-box;"><section style="border-bottom: 1px solid rgb(208, 208, 208);border-left: 1px solid rgb(208, 208, 208);border-top: none;border-right: none;box-sizing: border-box;"><section data-autoskip="1" class="135brush" style="padding: 1em;font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;box-sizing: border-box;"><p><span style="font-size: 15px;">这种情形下，根据婚姻法司法解释（三）第十三条的规定：离婚时夫妻一方尚未退休、不符合领取养老保险金条件，另一方请求夫妻共同财产分割养老保险金的，人民法院不予支持；婚后以夫妻共同财产缴付养老保险费，离婚时一方主张将养老金帐户中婚姻关系存续期间个人实际缴付部分作为夫妻共同财产分割的，人民法院应予支持。 </span> </p></section></section><section style="width: 1.2em;background: #ffb497;height:6px;float: right;"></section><section style="clear: both;"></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="94633" data-color="#feecaf" data-custom="#feecaf"><section><section style="border-width: 1px;border-style: solid;border-color: rgb(254, 236, 175);box-shadow: rgb(254, 236, 175) 1px 1px 6px 0px;border-radius: 10px;margin-bottom: 5px;margin-right: 5px;box-sizing: border-box;"><section style="font-size: 14px;color: rgb(63, 63, 63);letter-spacing: 1.5px;padding: 1em;box-sizing: border-box;"><section class="135brush"><p style="line-height: 2em;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">有两种处理方式：</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="color: #c00000;"><strong><span style="font-size: 15px;">一是坚持主张分割养老金的，法院不支持。</span></strong></span><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">因为虽然在婚姻关系存续期间已参加了养老保险，但离婚时尚未退休、不符合领取养老保险金条件的，将来到底能取得多少养老保险金，按照目前养老保险金管理制度的规定，现在尚无法进行预先计算。在这种情况下，如果双方对具体分割达不成一致意见而要求人民法院进行审理分割的，人民法院不予支持。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="color: #c00000;"><strong><span style="font-size: 15px;">二是不主张分割养老保险金，转为主张分割养老保险费。</span></strong></span><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">职工退休后养老保险金实际上是来源于两部分，一部分是社会统筹部分，具有社会保障性质，不作为夫妻共同财产；另一部分为个人在职期间所扣缴的养老保险费，其与职工平均工资收入基数密切相关，通常情况下养老保险费的个人缴纳部分是单位从一方的工资收入中直接划扣的。因此，个人所缴纳的养老保险费具有工资的性质，也就是说，夫妻在婚姻关系存续期间所缴纳的养老保险费作为夫妻共同财产，当事人在离婚诉讼中可以主张分割。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;text-align: center;"><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;"><span class="wxart_image" wx-style="display:inline-block;"></span></span></p></section></section></section><section style="width: 17px;margin-top: -28px;margin-left: -4px;float: right;"><br></section></section></section><section data-role="paragraph" class="_135editor"><p><br></p></section><section class="_135editor" data-tools="135编辑器" data-id="94826" data-color="#fde2d8" data-custom="#fde2d8"><section style="padding-left: 10px;box-sizing: border-box;"><section style="background: #fde2d8;height: 35px;width: 105px;margin-bottom: -32px;margin-left: -3px;color: #cc3f0a;"></section><section style="border-width: 1px;border-style: solid;border-color: rgb(253, 226, 216);background: rgb(254, 254, 254);box-sizing: border-box;"><section data-autoskip="1" class="135brush" style="font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;color: rgb(204, 63, 10);padding: 1em;box-sizing: border-box;"><p style="line-height: 2em;"><span style="font-size: 15px;color: #3f3f3f;">现在，相信大家都明白离婚时养老保险金的分割问题了吧，以后如果发现有人对这个问题有误解，就可以及时告知他，免得他多打官司，走冤枉路。比如，我知道的一个案例情况就是：A、B原系夫妻关系，婚后因各种事情导致双方不能愉快相处，在结婚数年后，双方夫妻感情破裂，A向法院起诉离婚，请求判决准许双方离婚并依法分割夫妻共同财产，其中就包括分割B的养老保险。</span></p><p style="line-height: 2em;"><br></p><p style="line-height: 2em;"><span style="font-size: 15px;color: #3f3f3f;">一审法院判决了分割B的养老保险，B不服，提起上诉，二审法院维持原判，B继续不服，又申请再审，付出了很多时间精力及物质成本，而从一审、到二审、到再审，法院都支持了A的诉讼请求，都将B的养老保险作为夫妻共同财产进行了分割，如果他早知道法律有明确规定，可能就不会这么折腾了。大家如果对这个案例判决感兴趣，可网络搜索案例号：（2015）哈民申字第262号。</span></p></section></section></section></section><section class="_135editor" data-tools="135编辑器" data-id="94706"><section style="width: 95%;margin: 10px auto;padding-top: 10px;padding-bottom: 10px;box-sizing: border-box;" data-width="95%"><section style="width: 2.2em;"><br></section><section style="border-radius: 1px;border-width: 1px;border-style: solid;border-color: rgb(230, 230, 230);box-sizing: border-box;background: rgb(240, 247, 254);"><section style="border-radius: 1px;border-width: 1px;border-style: solid;border-color: rgb(218, 218, 218);margin: -7px 3px 5px -5px;box-sizing: border-box;background: rgba(255, 255, 255, 0.7);"><section data-bgless="spin" data-bglessp="280" data-bgopacity="80%" data-autoskip="1" class="135brush" style="font-size: 14px;letter-spacing: 1.5px;line-height: 1.75em;color: rgb(63, 63, 63);padding: 0.6em 1em;box-sizing: border-box;"><p><span style="font-size: 15px;">总之，我国法律明确规定了养老保险金是可以作为夫妻共同财产分割的，只是法院在处理时，会根据案件的具体情况来判决。</span></p><p><br></p><p><span style="font-size: 15px;">好啦，本期的节目就是这样，要和大家说再见了，我们下次见！</span></p></section></section></section><section style="text-align: right;margin-right:1.2em;margin-top: -23px;"><section style="display: inline-block;box-sizing: border-box;width: 7px;height: 7px;border-radius: 100%;background: rgb(203, 228, 250);border-width: 1px;border-style: solid;border-color: rgb(140, 142, 143);"></section><section style="display: inline-block;box-sizing: border-box;margin-left: 4px;width: 7px;height: 7px;border-radius: 100%;background: rgb(203, 228, 250);border-width: 1px;border-style: solid;border-color: rgb(140, 142, 143);"></section></section></section></section><p style="line-height: 2em;letter-spacing: 1.5px;text-align: center;"><br></p><section data-role="paragraph" class="_135editor" style="border-width: 0px;border-style: none;border-color: initial;box-sizing: border-box;"><p style="text-align: center;"><span style="color: rgb(136, 136, 136);font-size: 15px;font-family: Helvetica, Arial, sans-serif;">（图片来源网络，侵权联系删除）</span></p></section></section></section></section></div> 妇女之友。 非常不错，妇女能顶半边天 谢谢分享 感谢分享 感谢分享提醒哟 学习使人进步 了解一下 过错方应该给出养老保险金！ 谢谢分享